LeRoyal L. Stevenson and Yolanda Stevenson v. Brady Joseph Miles and National Union Fire Insurance Company of Pittsburgh, P.A.

STATE OF LOUISIANA COURT OF APPEAL, FIRST CIRCUIT LEROYAL L. STEVENSON AND NO. 2024 CW 0356 YOLANDA STEVENSON VERSUS BRADY JOSEPH MILES AND NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA CONSOLIDATED WITH LLOYD THOMAS VERSUS JULY 18, 2024 GOAUTO INSURANCE COMPANY, ET AL In Re: GoAuto Insurance Company, applying for supervisory writs, 23rd Judicial District Court, Parish of Ascension, No. 134894 c/w 136123. BEFORE: WOLFE, HESTER, AND MILLER, JJ. WRIT GRANTED IN PART AND DENIED IN PART. The March 22, 2024 judgment denying the motion for summary judgment filed by GoAuto Insurance Company ( " GoAuto") is reversed in part. In seeking coverage under an insurance policy, Louisiana law places the burden on the plaintiff to establish every fact essential to recovery and to establish that the claim falls within the policy coverage. Parekh v. Mittadar, 2011- 1201 ( La. App. 1st Cir. 6/20/ 12), 97 So.3d 433, 437 . On de novo review, we find plaintiff failed to produce factual support sufficient to establish the existence of a genuine issue of material fact or that GoAuto is not entitled to judgment as a matter of law as to its liability for coverage.of the alleged acts of Brady Miles. The GoAuto policy limits liability coverage to damages for which a " covered person" is legally liable. Brady Miles was not a" covered person" as defined by the GoAuto policy as the U-Haul truck was not shown to be a temporary substitute vehicle for the insured auto, Michell's 2017 Ford Mustang. Therefore, summary judgment is granted in favor of GoAuto Insurance Company, dismissing the claim of plaintiff, Lloyd Thomas, asserting coverage under the GoAuto policy for damages caused by the alleged acts of Brady Miles. The writ is denied as to the potential liability of GoAuto for coverage of the alleged acts of Michell Thomas. Summary judgment may be rendered only as to those issues set forth in the motion under consideration by the court. See La. Code Civ. P. art. 966(F). EW CHH SMM COURT OF APPEA~FIRST CIRCUIT K~ FOR THE COURT