Municipal Credit Union v. Ferguson

Municipal Credit Union v Ferguson (2021 NY Slip Op 50669(U)) [*1] Municipal Credit Union v Ferguson 2021 NY Slip Op 50669(U) [72 Misc 3d 133(A)] Decided on July 9, 2021 Appellate Term, Second Department Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. This opinion is uncorrected and will not be published in the printed Official Reports. Decided on July 9, 2021 SUPREME COURT, APPELLATE TERM, SECOND DEPARTMENT, 2d, 11th and 13th JUDICIAL DISTRICTS PRESENT: : DAVID ELLIOT, J.P., WAVNY TOUSSAINT, DONNA-MARIE E. GOLIA, JJ 2019-1777 K C Municipal Credit Union, Respondent, against Daphne Ferguson, Appellant. Daphne Ferguson, appellant pro se. Stern & Stern, P.C. (Elaine S. Tamsen of counsel), for respondent. Appeal from an order of the Civil Court of the City of New York, Kings County (Consuelo Mallafre Melendez, J.), entered September 9, 2019. The order granted plaintiff's motion for summary judgment. ORDERED that the order is affirmed, without costs. Plaintiff commenced this action to recover damages for breach of contract and on an account stated, alleging that defendant failed to pay the outstanding balance of $7,822.63 due on her credit card account. The Civil Court granted plaintiff's motion for summary judgment. Contrary to defendant's contention, it was not necessary for plaintiff to submit a signed copy of a credit card agreement to prevail on its account stated cause of action, as an account stated is independent of the original contractual obligation (see Citibank [S.D.], N.A. v Macarle, 11 Misc 3d 128[A], 2006 NY Slip Op 50241[U] [App Term, 2d Dept, 9th & 10th Jud Dists 2006]; Capital One, FSB v Spierer, 2002 NY Slip Op 50706[U] [App Term, 2d Dept, 2d & 11th Jud Dists 2002]). To the extent that defendant contends that the service of the summons and complaint was improper, defendant waived any claim that the Civil Court lacked personal jurisdiction over her in this action (see CPLR 3211 [e]). Defendant's remaining contentions are either without merit or improperly raised for the first time on appeal (see Elbayoumi v TD Bank, N.A., 185 AD3d 786, 788 [2020]). We note that we do not consider any materials which are dehors the record (see [*2]Chimarios v Duhl, 152 AD2d 508 [1989]). Accordingly, the order is affirmed. ELLIOT, J.P., TOUSSAINT and GOLIA, JJ., concur. ENTER: Paul Kenny Chief Clerk Decision Date: July 9, 2021