Graveline v. Baybank Valley Trust Co.

Kass, J. When BayBank Valley Trust Company (the Bank), acting as an executor under a will, listed the premises at 26 East Alvord Street, Springfield, for sale, it described the roof of the dwelling as “approx. 8 yrs. old.” The Gravelines, the plaintiffs, bought the property on November 14, 1980, in part, they say in their complaint, on the strength of the information that appeared in the listing. In 1983, the roof leaked. Roofers, for whom the plaintiffs sent to repair the roof, described it as at least eighteen years old and in need of replacement. The Gravelines claimed damages under G. L. c. 93A 2 and under a *254 common law count of deceit. They filed their action June 15, 1983, two years and seven months after the sale. The judge of the Hampden Housing Court 3 allowed the bank’s motion to dismiss based on the short one-year statute of limitations which applies to actions against executors, G. L. c. 260, § 11. 4 In the course of so doing, he rejected the argument of the plaintiffs, that the information concerning the roof was inherently unknowable and that, by application of Friedman v. Jablonski, 371 Mass. 482, 485-486 (1976), the statute of limitations should be tolled until the time in 1983 when the plaintiffs became aware of the apparent age of the roof. We affirm. Both the c. 93A count and the misrepresentation count rest on the proposition that the Bank misrepresented the age of the roof. In connection with that assertion, we are obliged to come to grips with the question on which the case turned below: Was the age of the roof “inherently unknowable”? Certainly the age of the roof was not, at the time of the sale, inherently unknowable in a literal sense. If, as the plaintiffs allege, the age of the roof was determined by inspection in 1983, it follows the roof’s age could have been determined by inspection in 1980. All that was really necessary in 1980 was to think of the question and act upon it. This is unlike the “blameless ignorance” (the phrase is from Urie v. Thompson, 337 U.S. 163, 170 [1949]) of the patient in Franklin v. Albert, 381 Mass. 611, 612-613 (1980), who could not have known that an x-ray had disclosed an abnormality, or the patient in Fearson *255 v. Johns-Manville Sales Corp., 525 F.Supp. 671, 673-674 (D. D.C. 1981), who could not have known, before the manifestation of symptoms, that he suffered from bronchogenic carcinoma. Closer in subject matter to the case at bar is Friedman v. Jablonski, 371 Mass. at 487, in which it was not clear from the pleadings whether the location of an artesian well off the premises, rather than on them, could reasonably have been discovered before the sale of those premises took place. On the other hand, the location of a right of way in Friedman v. Jablonski was a fact held discoverable, i.e., knowable, by examination of public records. Id. at 486. See also Duco Associates, Inc. v. Lipson, 11 Mass. App. Ct. 935, 935-936 (1981) (misrepresentation of rental income not inherently unknowable because the rents were on file with the local rent control board); contrast Dinsky v. Framingham, 386 Mass. 801, 803 (1982) (defective grading by town was unknowable by plaintiff because it did not manifest itself until flood conditions occurred). Compare White v. Peabody Constr. Co., 386 Mass. 121, 129-130 (1982); Mansfield v. GAF Corp., 5 Mass. App. Ct. 551, 554-555 (1977) (action accrued when plaintiff became aware of defects in new roof, not when, later, plaintiff first learned of the extent of the damage). In Salinsky v. Perma-Home Corp., 15 Mass. App. Ct. 193, 197 n.6 (1983), we observed that “[cjause to inquire about facts giving rise to the cause of action may be sufficient to prevent tolling or extensions of the period of a statute of limitations.” See also Kent v. Dupree, 13 Mass. App. Ct. 44, 47 (1982) . That approach strikes us as apt in the case at bar. The information on the listing of the property was short of a warranty. It set forth in outline manner characteristics of the premises: how many apartments (it was a two-family house); whether it had porches, fireplaces, dishwasher, screens, and so forth. The statement on which the plaintiffs seize came under a space in the listing form labelled “Remarks” and read in full as follows: “Needs some work. Roof approx. 8 yrs. old. Tenant pays their [¿ic] own utilities. Front & back stairways to 3rd fir.” At the bottom of the listing form there appears a disclaimer that the broker has checked the accuracy of the information *256 and a statement that “Each item should be the subject of direct inquiry by buyers .’’In the circumstances, we think the plaintiffs had cause to investigate the age of the roof if that was a matter of importance to them. A physical inspection of real property by or on behalf of the buyer is not uncommon. On the record before the Housing Court judge, the age of the roof, as matter of law, was not inherently unknowable, and the judge rightly allowed a motion to dismiss the complaint as time-barred by G. L. c. 260, § 11. Judgment affirmed. Footnotes [2] The parties have not argued, and on the view we take of the case it is not necessary to decide, whether the principle announced in Lantner v. Car *254 son, 374 Mass. 606, 608 (1978), that G. L. c. 93A does not provide a remedy when the transaction is private, ceases to apply upon the intercession of a professional fiduciary. Compare Gannett v. Lowell, 16 Mass. App. Ct. 325, 328 (1983), involving activity by a nonprofessional fiduciary. [3] As to the jurisdiction of the Housing Court Department over a chapter 93A dealing with subject matter of the sort here presented, see G. L. c. 185C, § 3, as amended by St. 1979, c. 72, § 3. See Patry v. Liberty Mobilhome Sales, Inc., 15 Mass. App. Ct. 701, 704-705 (1983). [4] So far as material, the statute reads: “An action founded on any contract made or act done, if made or done by any person acting as the executor . . . of the estate of a deceased person, shall be brought within one year....”