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Melbourne MILLS, Jr; Bertha Darlene La; J.P. Morgan Chase Bank, N.A.; And Commonwealth of Kentucky, Appellants, v. Mildred ABBOTT; Lisa Abraham; Juanita Alton; Joann Alvey; Cindy Armstrong; Linda Back; Carla Baldwin; Lee Bartley, Jr; Patricia Belcher; Leisa Belding: Eleanor Berry; Margie Berry; Carol Boggs; Angie Bowman; James Branham; Kathy Branham; Norma Brewer; Karen Brown; Deborah Browning; Nathaniel Brumfield, on Behalf of the Estate of Wathalee Brumfield; Patricia Bryant; Leslie Bullock; Tony Childress; William Clark; Rosemary Click; Carolyn Conley; Sandra Cottom Gilley; Barbara Crain; Pamela Crowe; Judy Dile; Teresa Duff; Linda Dunaway; Susan Ezell; Rhonda Franklin; Timothy Franklin; Freda Frizzell; Beulah Fugate; Patricia Gaunce; Ken Gayheart; Tara Gifford; Debra Goode; Rhonda Hancock; Barbara Hellmueller; Vikki Henley; Lora Hoover; Lorene Hutcherson; Katherine Hutchison; Betty Davidson, on Behalf of the Estate of Evelyn Jackson; Garnet Johnson; April Slatten Jones; Gerry Jones; Linda Jones; Betty Jordan; Katherine King; June McPhearson; Joni McClanahan; Mary Martin; Thelma Merida; Linda F. Miller; Marie Miller; Linda L. Miller; Nellie Miller; Orene Miller; Leslie Minton; Wilma Noe; Raymond Parker; Lisa Peek; Suzane Price; Sharon Rainwater; Michelle Sharpe Roberts; Debbie Vogt Schneider; Barbara Smith; Peggy Spears; Joe Ann Perkins Spencer; Cora Stapleton; Debbie Staton; Shirley Sudduth, on Behalf of the Estate of Marjorie Sudduth; Ella Taylor; Linda Taylor; Betty Ward on Behalf of the Estate of Martin Ward; Bety Widner; Connie Wolfe; Bill Wombles; Karen Young; Elizabeth Adams; Kathy Adams; Phyllis Adams; Ruby Adams; Ruby Adamson; Susan Adkins; Clantha Akers; Effie Alsip; Phyllis Applegate; Susan Arvin; Clara Atkinson; Jamie Bailey; Mary Ann Bailey; Vickie Bailey; Charlotte Baker; Charlotte Baker and David Walker on Behalf of the Estate of Lane Walker; Carol Barnes, on Behalf of the Estate of Danny Abney; Marilyn Barnes; Teresa Baumgardener; Melissa Faye Beamon; Linda Beggs; Margaret Bingham; Emma Black; Janice Blair; Sharon Blair; Lori Boone; Joie Botkins; Kathy Bowling; Virginia Braden; Ladonna Brame; Ruby Branham; Alma Brock; Barbara Brown; Joyce Brown; Sharon Brown; Kimberly Brummett; Sarah Balenovich, on Behalf of the Estate of Edith Browning; Billie Brumley; Linda Brumley; Teresa Bruner; Warren Burgess; Janice Burton; Tina Bush; Sherrie Butler; Donna Campbell; Loretta Canada; Buel Cantrell; Tonya Carter; Wallace Carter; Charlotte Cason; Lisa Caudill; Connie Sue Centers; Gloria Clark; Pamela Clift; Allen Coker; Judy Coleman; Shirley Coleman; Tara Coleman; Debra Collier; Margaret Collier; Linda Varnarsdall-Collins; Linda Colvin; Phyllis Combs; Ronnie Cook; Georgia Coots; Donna Muddiman-Cornish; Mark Cornn; Nadine Couch; Joseph Cowley; Jo Ann Cox; Doris Creech; Deloris Criswell; Tracy Curtis; Doris Dabney; Mary Daughtery; Elizabeth Davis; Sandra Davis; Kathy Lovan-Day; Karen Dean; Jan Delaney; Regina Despain; Gerry Dixon; Al Doser; Belva Dotson; Ynetta Eckert; Martha Elliot; Tami Edwards-Engle; Saundra Erp; Charlotte Estepp; Sarah Estes; Elizabeth Fannin; Janet Fentress; Haywood Ferguson, on Behalf the Estate of Alma Ferguson; William Fitch, on Behalf of the Estate of Sheila Fitch; Vickie Flannery; Bernita Flynn; Berenda Ford; Essie Fredrick; Clara Fulks; Barbara Gay; Crystal Seals-Gibson; Ginger Davidson-Gibson; James Gibson, on Behalf of the Estate of Jessie Gibson; Joni Gibson; Gladys Gilbert; Stephanie Gist; Ruby Godbey; Joyce Gordon; Patrick Graham; Tammie Grant; Amy Gray; Donna Green; Sherry Green; Allie Hall; Geraldine Hall; Norma Hall; Barbara Hampton; Leona Gail Handley; Joyce Hanley; Rebecca Harris; Debra Harrison; Diane Harrison; Joy Hassler; Yolanda Hayden; Barbara Heizer; Wanda Helton; Bonnie Henderson; Gary Hendrickson; Vickie Henry; Marcus Highley; Karen Hillard; Charlene Hill; Janice Hilton; Linda Hinkle; Jacqueline Hocker; Myra Hood; Vicky Hood; Evelynn Hopkins; Charlene Horn; Mary Horning; Cloyd Hoskins; Linda Hoskins; Mary Howard; Marilyn Howard; Donna Howser; Charolotte Hughes; Marcia Hughes; Margie Hulse; Shela Humphreys; Margaret Hunt; Wanta Hunter; Brenda Hutchcraft; Emma Ison; Della Jackson; Katina Jackson; Mary Jackson; Linda James; Debbie Jeffrey; Ernestine Leslie Johnstone; Beulah Jones; Franklin Jones; Judy Jones; Kathy Jones; Marlene Jones, on Behalf of the Estate of Loretta Emond Stidham; Troy Jones; Betty Kelly; Patricia Kennedy; Gerald King; Pattie Kitts; Betty Kluck; Lucille Krey; Bill Lady, on Behalf of the Estate of Mary Lady; Linda Larkins; Emily Lewis; Beverly Little; Sandra Dee Littleton; Lois Lockard, on Behalf of the Estate of Lloyd Lockard; Linda Long; Sherry Long; Nona Luca; Charlotte Lush; Paula Mann; Pamela Marlowe; Bobbie Martin; Linda Martin; Connie Mason; Karen Thomson McClain; Lavonna McDaniel; Connie McGirr; Linda Malone McGowan; Roberta McGuire; Tammy McGuire; Jacquelyn McMurtry; Shelia Lynn Meece; Wanda Metzger; Deloris Miller; Michael Miller; William Miracle, on Behalf of the Estate of Kathy Miracle; Beverly Mitchell; Eudora Montgomery; Ella Moore, on Behalf of the Estate of Jonetta Moore; Margaret Moore; Rhonda Moore; April Morris; Louisa Moss; Angela Lewis-Mullinnix; Mary Napier; Wanda Faye Neace; Elisabeth Neal; Linda Nevels; Diana Newlin; Kathy Nolan; Sheila Nolan; Rita Profitt-Norman; April Keltner Nuxoll; Rhonda Flynn Osburn; Glenora Pace; Bertha Pack; Louverna Parks; Myrtle Parris; Angela Peace; Judith Peck Wageman; Recie Pennington; Helen Perkins; Jeff Perkins; Stacy Perkins; Joy Perry, on Behalf of the Estate of Milton Lewis; Doris Phelps; Norma Pickett; Sonja Pickett; Debra Bays-Plybon; Brian Powell; Glenna Brock-Powell; Mary Pool; Trena Preston; Lynne Pursel; Billie Reese; Brenda Rentas, on Behalf of the Estate of Anthony Rentas; Arlie Rhodes; Evelyn Rhodes; Raymond Riley; Levetta Rivera; Odena Roaden; Billie June Roberts; Dyan Roberts; Patricia Roberts; Renee Roberts; Patricia Robinson; Fetina Robison; Carol Rogers; Cathy Rose; Vina Rose; Larry Roseberry, Jr, on Behalf of the Estate of Larry Roseberry, Sr; Bobby Sallee; Mary Sames; Kathy Sands; Justus Scharold; Maxine Seals; Lisa Sexton; Monica Sexton; Margaret Sharon; Debra Shepherd; Janet Short; Linda Caudill, on Behalf of the Estate of Laureda Short; Monica Shuffett; Loretta Sidwell; Rosemary Simons; Ada Sizemore; Carole Slone; Elaine Smith; Freda Smith; Wesley Smith, on Behlaf of the Estate of Sharon Smith; Paul Stauffer; Corina Stearns; Connie Stephens; Nancy Stephens; Kathy Daniels-Stephenson; Sharon Stevenson; Marlene Stewart; Betty Stone; Lesta Stout; Donna Stromowsky; Connie Sturgill; Pam Sullivan and Sharon Stephens, on Behalf of the Estate of Rebecca Lovell; Lisa Swiger; Ella Tackett; Patty Tackett; Priscilla Tafolla; Charles Tapley; Mary Taylor; Jeanne Thomas; Nancy Thompson; Lisa Grant Thurman; James G. Thurman; Steve Toler, on Behalf of the Estate of Linda Toler; Roy Toler; Elizabeth Trent; Jenny Trimble; Joetta Tucker; Deborah Turner; Drucilla Turner; Marie Turner; Patricia Turner; Valorie Turner; Linda Vance; Bobbie Walker; Loraine Wallen; Cindy Walters; Elizabeth Thompson-Washburn; Wanda Watkins; Cheryl Watson; Joyce Goff Wells; Judy Whitaker; Kim White; Mary White; Patricia White; Catherine Whitlock; Joyce Whitt; Peter Wilds; Todd Williams, on Behalf of the Estate of Gloria Williams; Bethany Willinger; Geneva Wilson; Melody Winer; Amanda Edwards Wood; Artie Woods; Fern Wooten; Debora Wright; Edwina Wright; Roger Wright; Sandra Wright; Tammy Wright; Doyle Yancy; Sheila Yates; And Sandra Zeman, Appellees