Busch & Latta Painting Co. v. Woermann Construction Co.

*427 WHITE, J. This suit is for indemnity. The plaintiff/employed the defendant to construct a scaffold for the use of the plaintiff’s employees. The scaffold collapsed and injured two of said employees; plaintiff paid their claims for damages, sued the defendant for the amount so paid, and recovered judgment, October 11, 1922, for $7879. The defendant appealed. The plaintiff, a corporation, engaged in the painting business, had a contract to clean and paint the ceiling of the Merchants Exchange Building, in St. Louis. The room was 210 feet long, 90 feet wide, and about 70 feet from the floor to the ceiling. A balcony encircled the room about thirty feet from the floor. This balcony was between 2% and 3% feet wide. The plaintiff was confronted with the problem of how to construct a scaffold by means of which the ceiling could be cleaned and painted. The president of the plaintiff, Mr. Latta, consulted with the manager of the defendant, Mr. Martin, for the purpose of having a scaffold erected which would answer that purpose; building of scaffolds was in the line of the defendant’s business. It was necessary to make a scafford which would span the space the short way of the room from balcony to balcony. Mr. Latta suggested that movable towers should be built from the floor of the building, so that a scaffold resting upon them and upon the balcony at the sides could be moved as the work progressed. Mr. Martin said that was not practicable, and the • conference resulted in an arrangement whereby defendant constructed a scaffold. It was about twelve feet wide and extended clear across the building from side to side, more than eighty feet. At each end of the scaffold were uprights, built upon two by tens, which lay upon rollers, called dollies; from these uprights “trus *428 ses” extended across the room from balcony to balcony, and upon these the bracing and frame work of the scaffold was built high enough so that upon a platform at the top the painters could stand and reach the ceiling. This scaffold was placed at one end of the building, the purpose being that when work above the scaffold had been finished, it could by means of the rollers be moved along the balcony and the work begun in a new place. The first day the men employed by plaintiff worked on the scaffold, and before they quit at night they moved it by “pinching” it along, one man at each end using a crowbar. The next morning the men moved the scaffold a little further and then mounted it to go on with their work. In a short time it collapsed, precipitating to the floor two of the painters, plaintiff’s emloyees, William Ellrich and Henry Karl. Both men were severely injured and brought suit in the Circuit Court of the City, of St. Louis against the plaintiff and the defendant for damages. Before these cases came to trial the plaintiff and defendant effected a settlement with the men. By that settlement Karl was paid $2,00:0', and Ellrich was paid $12,000. It is alleged in plaintiff’s petition that the defendant paid $1,000 of the amount paid Karl, and $6500' of the amount paid to Ellrich, and that the plaintiff paid $1,000' of the amount paid Karl, and $5500 of the amount paid Ellrich. Plaintiff also paid the $979 to the Merchants 'Exchange for damage done to the building when the scaffold collapsed, and also paid $475 for legal services, and $54.35 court costs in the Ellrich case It also paid $150' for legal services in the Karl case, and $40 for depositions and commissioner’s fees and medical services in connection with the Karl case. The suit is for $5500 paid Ellrich, $1000 paid Karl, and the other items mentioned, totaling $8208.35, demanded in the petition, while the verdict returned and the judgment. were for $7879. After the settlement with E’llrich and Karl the plaintiff and defendant entered into a contract in regard to each case. After reciting the payments, etc., the agree *429 ment in regard to the Karl case provides that neither party by such payment will “be prejudiced in reference to any claim that either has or may have ag’ainst the other in the premises.” It then provides that each shall pay one thousand dollars towards the settlement of Karl, and that the sum is a reasonable compensation for his injuries; that by contributing’ the sum mentioned neither party admits that the collapse of the scaffold was due to its negligence. The contract then contains the following stipulation: “(d) It is agreed, however, between the parties, that in any case party of the first part shall hereafter make claim against party of the second part to recover the amount so contributed by the former toward the settlement of said suit of' Henry Karl, the party of the second part shall be estopped to deny the right of said Henry Karl to recover in said suit against the party of the first part.” The party of the first part mentioned is the plain tiff here, and the party of the second part is the defendant here. It is then provided that the party of the first part by contributing that sum did not waive any right it might have to recover from the party of the second part the amount contributed in the settlement, and that the party of the second part by contributing.to the settlement did not waive any right to recover from the party of the first part the amount contributed. The same stipulations were made in the contract regarding the settlement of the Ellrich claim where it was recited that the party of the first part contributed the sum of $5500, and the party of the second part $6500 in settlement. The petition alleged, and the evidence offered by plaintiff tends to prove, that the collapse of the scaffold was due to the timbers which composed it being fastended together with nails instead of with bolts; that the expanse of more than eighty feet spanned by those. timbers and braces was too great for the weight of the scaffold and its load, and the nails pulled out. The scaf *430 fold afterwards was rebuilt with bolts instead of nails, and then was used' successfully without further trouble. The plaintiff offered expert evidence tending- to show that the scaffold, as constructed, was not reasonably safe. The defendant offered evidence to show that the scaffold was not properly moved, but was moved in a way to cause the nails to become insecure by putting an unnecessary strain upon them. It was shown that in pinching- the scaffold along’ on the rollers, one end got as much as a foot ahead of the other end. Defendant claims this weakened the structure. The end which was behind was properly moved up before the men mounted the scaffold. It was further shown that heavy wires depended from -the ceiling towards the floor of the building, upon which chandeliers had been hung; that in moving the scaffold the flooring upon which the men stood came in contact with one of those hanging wires which somehow got fastened in the edge of the platform and attracted the attention of the men by a “click” or noise it made. One of the men kicked it loose and dropped it down on the other side of the scaffold so that it gave no further trouble. The evidence is not clear as to just what effect contact of that wire with the scaffold had. At the instance of the defendant the jury were instructed if they found that the plaintiff, in moving the scaffold, did not move the two sides of it uniformly and simultaneously, but moved one side ahead of the other, and in so doing subjected the scaffold to an unusual and unnecessary strain, and failed to exercise ordinary care in that respect, and that such conduct directly caused and contributed to cause collapse of the scaffold, the verdict should be for the defendant. Evidence also was offered by defendant that its engineer had told the plaintiff that the proper way to move the scaffold was by the use of chain blocks. The jury were instructed that if they found such to be the fact, and that the failure to use chain blocks contributed to the collapse of the scaffold, the verdict should be for the defendant. *431 The instructions for the plaintiff were predicated upon the allegations of the petition, as stated. Complaint is made of instructions given for the plaintiff, and the refusal of instructions offered by defendant. The questions arising on account of these come in a general way under the several points made by the appellant affecting the plaintiff’s right to recover on the pleadings and the facts in evidence. I. The defendant filed a demurrer to the plaintiff’s petition, which was overruled; also filed a motion to make the petition more definite and certain, which was also overruled. One point made in the demurrer is the same as that covered by the motion; the petition, after alleging the injury to the two men and the settlements of the suits brought by them, alleges that by reason of the collapse of the scaffold and the injury, the plaintiff became “legally liable” to pay the damages incurred, in consequence of which the payment was made. . The point is that this is a mere legal conclusion, and there is no averment of fact showing such liability. The petition sets out all the facts regarding the alleged unsafe scaffold, upon which plaintiff had put its men to work, showing neglect of its non-delegable dutyj to exercise care in furnishing a safe place for them to work. If a case was otherwise stated against defendant; the petition alleged facts showing legal liability of plaintiff to its employees, because of its failure to exercise care to furnish a safe place. Besides it was stipulated between the parties to this suit, as mentioned above, that defendant could not deny plaintiff’s liability to the injured employees on the very facts stated in the petition. The demurrer was a general one, and goes of course to the sufficiency of the allegation in'the respect mentioned; also to the right of the plaintiff to recover for indemnity against the defendant. The latter question will be considered below. *432 II. The defendant offered a demurrer to the evidence and assigns error to the action of the trial court in overruling it. It is argued that this was IL0^ a case w^iere fke defendant was employed to build a structure suitable for the purpose for which it was intended, but that plaintiff employed the defendant to erect a definite kind of a scaffold, constructed in every particular as the plaintiff wanted it. The parties entered into a contract where the entire matter of determining the style of the scaffold was not left to defendant, but it was erected in strict accordance with the details which the plaintiff selected; therefore there was no liability because there could be no implied warranty in a specific thing contracted for. Mr. Latta, representing plaintiff, testified to what was said and done in reference to making the arrangements, as follows: “Q. Where did you g'o ? A. Down to the exchange room and up to the balcony. And I had in mind building a couple of towers in the center of the room that would be movable and that would extend to the balcony on either side; and I thought that would be the way to do it, and he (Mr. Martin) said that wouldn’t be practicable. “Q. Did you know anything about scaffolds of that kind? A. No sir.” And further in explanation: “Mr. Reeder (continuing examination) s Q. All right; you and Mr. Martin went down there to the Merchants Exchange Building, I believe you have stated? A. I says, ‘Gan it be done?’ And he says; 'Why not?’ and I says: ‘1 don’t know, you, are the engineer.’ 'And, well, all right,’ he said, ‘it cm be done.’ And he said: 'I’ll go back to the office and get up a sketch.’ Which he did. And I came in there the next day — I don’t remember the hour, but before noon — and it was on the drawing board, and he asked me to look at it. And I says: 'As far as I can see, it looks all right to me, but I know nothing about the carrying capacities and strains.’ And *433 he named a price and I told him to get busy and get it np as soon as he could, and which they did. And he then started in, — ” Mr. Martin submitted to the plaintiff drawings showing the plan of the scaffold. Mr. Latta said he looked them over and asked Mr. Martin what it would cost to put them up. Mr. Martin named the price, and the next day, September 4, 1919, wrote the plaintiff a letter, as follows: “PLAINTIFF’S EXHIBIT NO. 1. “Woermann Construction Company, “Suite 543 Century Building, “St. Louis. “September 4, 1919. “Re: Stock Exchange Building. “Buseh»Latta Pointing Co., “4366 Finney Ave., “St. Louis, Mo. “Gentlemen: “As per verbal agreement of the 3rd inst., we will furnish all labor and material for building and wrecking a trussel scaffold as per our plans, to be used by you in painting the ceiling of the main room of the above building for a price of eight hundred forty-five dollars. “We have ordered our lumber and will have men at building to begin construction Friday morning, September 5th. Yours truly, “Woermann Construction Company, “Chas. W. Martin, Sec’y., Charles W. Martin.” Iii the cross-examination of Latta about what he said: “Q. Or he stated what he would do? A. He gave me a verbal bid. “Q. I have already talked about that — I mean the next day. A. He confirmed it in writing. “Q. You received from him this letter embodying ' the verbal bid in writing? A. Yes, sir, I had already given him a contract before this was written. “Q. But this expresses in writing the meeting of minds that you-all had the day before? A. Yes, sir; that is the idea; that is right. “Q. Yon never complained that this was different from your verbal arrangement? A. No, sir. *434 “Q. And you accepted this and they acted on this and you acted on this ? A. No, sir, I just filed the copy aioay. “Q. You didn’t object to it? A. No, sir. “Q. This was in accordance with and embodied the verbal meeting of minds that you had the day before with Mr. Martin, isn’t that correct? A. Yes, sir.” The general rule is that where an article for a special purpose is ordered of a manufacturer, if it be supplied and sold for that purpose, there is an implied warranty that it is fit for that purpose, and a cause of action arises in favor of the purchaser if it proves unfit. [24 R. C. L. 192.] The Springfield Court of Appeals in the case of Lindsborg M. & E. Co. v. Danzero, 189 Mo. App. l. c. 161, used this language in respect to that principle : “If the facts and circumstances disclose that the seller contracts to supply the thing for a particular purpose, the buyer, trusting to the judgment of the seller, then the implied warranty arises that it shall be reasonably fit for that purpose.” In the case of Hunter v. Waterloo Gasoline Engine Co., 2601 S. W. 1. c. 972, this court quoted the above passage from the Danzero Case and cited many cases in support of the proposition, stating again the general rule that liability accrues where the seller contracts to furnish an article for a particular1 purpose, the buyer trusting to the judgment of the seller that the article is suitable for that particular purpose. In the present case the defendants were engaged in the business of erecting scaffolds; had engineers skilled in that particular work. Mr. Latta in his testimony stated that he had bruit many scaffolds for the purpose of painting, but never one of the character required here. Mr. Martin rejected his suggestion about supporting towers. In response to Latta’s1 expression regarding his own ignorarme- and his dependence upon Martin, because “you are the engineer; ’ ’ Martin said ‘ ‘ It can be done. ’ ’ After-wards Martin produced his sketch, and Latta again ex *435 pressed Ms lack of confidence in Ms own judgment: “I know nothing’ about the carrying capacities and strains.” Thus lie apprised Mr. Martin that he trusted to Mr. Martin’s judgment as to what was necessary and what would be safe for the purpose. If the jury believed Latta’s testimony they properly could draw these conclusions: Martin knew the purpose for which the scaffold was to be constructed; he undertook to construct a scaffold suitable for that purpose. Latta accepted the sketch of the plan which Martin produced, because it was in accordance with Martin’s judgment. While Latta got the definite article that the contract called for, according to the plans which he saw and approved, he didn’t make the plans, he didn’t suggest them; it was not a matter of selection; he took the plans which Martin tendered him with the understanding that Martin knew his business and knew that the structure, in accordance with the plan, would meet the purpose for which they were designed. Appellant claims that these conversations between Latta and Martin were not admissible in ■ evidence because the letter of September 4, 1919, was a written contract into which these prior negotiations were. finally merged. This contention is unsound because the letter does not purport to contain all the contract. Latta testified that they had already made their agreement before the letter was written, and the letter shows it, because it begins: “As per verbal agreement of the 3rd instant.” Even if the letter’ and the plans did constitute the entire contract, it was' entirely competent for the plaintiff to prove the circumstances under which the contract was entered so as to show whether Mr. Latta trusted to his own judgment, or that of Mr. Martin, as to the sufficiency of the proposed scaffold. The letter has nothing to say about how the plans were selected or who proposed them. It was proper for the plaintiff to show how h© came to take that particular plan for the scaffold; to show in fact that it was not a selection at all, but it was the only plan *436 presented by Mr. Martin as suitable -for tbe purpose; that Mr. Latta did not know anything about the capacities and strains of the scaffolding necessary for the purpose, and that he trusted to the defendant to produce a proper one for the purpose. It is not a modification of a contract to show the situation of the parties and the reasons for entering it. The evidence was competent. III. It is. further claimed that a case was not made out and a peremptory instruction for the defendant should have been given, because there was a failure on the part of the plaintiff to prove that the scaffold was unfit for the purpose for which it was intended, by reason of the defects alleged in the petition. It is argued that there is no proof that the use of nails as- alleged was the cause of the collapse. Of course those who saw the scaffold fall did not see the nails pull out, but after it had fallen it was shown that the nails had pulled out — pulled through the wood. The collapse of the scaffold, as testified by the witnesses, was not caused by the breaking of the timbers composing it, but it “buckled up” and collapsed. It could have fallen only by reason of toppling to one side, or because of the breaking of the timbers, or by the giving way of the fastenings by which the timbers were spliced together. The manner in which it fell, and the condition of the timbers afterwards, showed that only the loosening of the fastenings could account for the fall. Some of the nails used were double-headed, having a sort of shoulder near the head of the nail which would prevent it going-clear in, leaving it so that it could easily be pulled out. Such nails were used as a matter of economy on the part of the defendant. It was further1 shown that the scaffold in the same shape was put together with bolts instead of nails, and thereafter used safely. So we think the evidence was sufficient from which a jury could find as a fact that it was the use of nails which caused the scaffold to collapse. In finding for the plaintiff they also must have found that it was not the method by which it *437 was moved which caused the nails to pull out and the scaffold to be weakened. IV. It is further claimed that a peremptory instruction should have been given because there was no liability on the part of the defendant to indemnify the plaintiff for the money paid out in setv. WHICH accrued on account of the collapse of the scaffold. Appellant concedes the general rule that where one person has been exposed to liability and compelled to pay damages on account of the negligence of another, the first has a rigfit of action against the other for indemnity, but claims that the rule does not apply here because the plaintiff and the defendant were joint tortfeasors, and the rule does not allow one joint tortfeasor to recover indemnity against another. The extent of the application of the rule is ably discussed by Sturgis, J., of the Springfield Court of Appeals, in the case of City of Springfield v. Clement, 205 Mo. App. l. c. 118, 119. That is a case where the city of 'Springfield was compelled to pay damages for injury to a person, caused by a defective sidewalk, and the city was allowed to recover against the owner of the property who permitted the sidewalk to become defective. The judgment in favor of the city was affirmed; the case later was certified to this court and reversed on account of defect of parties, but the opinion of Judge Sturgis upon the principles mentioned was not disapproved. The limit of the rule may thus be stated: the right to indemnity in such cases is confined to cases where the parties are not in pari delicto. In all cases where one party creates the condition which causes the injury, and the other does not join therein but is exposed to liability and suffers damages on account of it, the rule that one of two joint tortfeasors cannot maintain an action against the other for indemnity, does not apply. [22 Cyc. 99; 31 C. J. 447. J The Supreme Court of Massachusetts in the case of *438 Boston Woven Hose Co. v. Kendall, 178 Mass. 232, had under consideration a case similar to this; the opinion was written by Holmes, C. J., Jater Judge of the United States Supreme Court. Judge Holmes thus expressed the principle, at page 236: “The case is treated by the defendants’ counsel as if it stood on the same footing as one where a plaintiff seeks to recover for personal injuries to himself to which his own negligence has contributed. But the judge allowed the plaintiff to recover a verdict on proving as it did to the satisfaction of the jury that it was liable for the damages which it paid, and also that although negligent as towards its servants it had shown all the care which the defendants had a right to expect.” And further: “The plaintiff’s misconduct consisted in a failure to discover by inspection a defect in an article specially made for it and probably not falling within the exceptional rule as to well known articles made by reputable makers and sold in the market ready for use. [Shea v. Wellington, 163 Mass. 369, 40 N. E. 173.] Such a failure might make the plaintiff answerable to its men, but even if its conduct be called want of ordinary care, it was induced, as we must assume'after the verdict, by the warranty or representations of the defendants. The very purpose of the warranty was that the boiler should be used in the plaintiff’s works with reliaotce upon the defendants’ judgment in a matter as to wlúch the defendants were experts and the plaintiff presumably was not.' Whether the false warranty be called a tort or a breach of contract the consequences which ensued must be taken to have been contemplated and was not too remote.” (Italics ours). In this case there was no express warranty. But can it be said that the parties here are in pari delictof The plaintiff’s negligence, for which its employees had a right to recover, was a failure to inspect the scaffold and be sure it was safe. Since the plaintiff’s president, Mr. Latta, conducting the business, was not an expert *439 engineer, Ms negligence, so, far as the injured employees are concerned, was in failure to have an expert examine the structure and determine whether it was safe. The defendant’s negligence was in manufacturing and furnishing for a specific purpose a structure which was unfit when defendant was bound to know whether it was suitable for such purpose. Where an article is manufactured and sold for a definite purpose, there is an implied warranty that it is suitable for the purpose. [35 Cyc. 401.] , The defendant, as stated above, argqes that that rule does not apply here because the -plaintiff was furnished with the definite and specific article which it ordered. The evidence shows that Mr. Latta. did not rely upon his own judgment as to the quality and fitness of the scaffold, but relied upon the expert knowledge of the defendant in furnishing a structure suitable for the purpose. At least the evidence was sufficient from which the jury could properly find that fact. ' It follows that the defendant in this case.was primarily liable for injuries caused by the defects in the scaffold. [31 C. J. 449; 14 R. C. L. p. 10; 24 R. C. L, 192.] As said by the court in the Kendall case, supra (178 Mass. l. c. 237): “The fact that the reliance was not justified as toward the men does not do away with the fact that the defendants invited it with notice of what might be the consequences if it should be misplaced.” So, here, the plaintiff, so far as its employees were concerned, was not justified in relying upon the skill and good faith of the defendant, does not neutralize the fact that defendant invited that reliance by furnishing a structure which in effect it assured the plaintiff would answer the purpose. Suppose the plaintiff had suffered an injury or damage directly by the collapse of the scaffold. Could the defendant have successfully defended the suit on the-ground that the plaintiff was negligent in failing to- inspect the scaffold or the plan before using it? On the ground that the plaintiff was negligent in trusting the *440 defendant? We know no law which, would support that theory. If the plaintiff had gone to trial in defense of the suit by its employees-for their injuries caused'by the collapse of the scaffold, its only defense under the circumstances must have beén that it used all the care the law required of it in providing a safe place for the men to work, and the question would have been whether by trusting to the defendant it had used such care. This is a case where the defendant was, or held itself out to •be, a builder of scaffolds with expert scientific skill, and undertook to build a scaffold suitable for the purpose for which plaintiff wanted it. It was a manufacturer of an article for a definite, specific purpose, and the undertaking; to manufacture the article for the purpose carried with it a warranty that it was suitable for the purpose. While the defendant furnished a sketch showing the definite plan by which the structure was'to be constructed and plaintiff saw it, there is no evidence that the plaintiff’s officer inspected it with an understanding of its quality. On the contrary, the evidence tends to show that Mr. Latta took Mr. Martin’s judgment on its fitness. We fail to find a reason on the ground of joint tortfeasors for sustaining the demurrer to the evidence. Appellant points to Section 6802, Revised Statutes 1919, which requires that all scaffolds or structures used for the erection, repairing of buildings, etc,, shall be so secure as “to insure the safety of persons working thereon. ’ ’ The failure to comply with that section is made a misdemeanor by Section 6806. Appellant argues that it is against the policy of the law to allow a tortfeasor indemnity when the tort committed by him.is contrary to the statute and constitutes a misdemeanor. Of course that statute applies to the defendant, as well as to the plaintiff. It does hot put them in pari delicto; SO' far as their relations to each other are concerned it leaves them where they were before. The defendant violated that statute when it undertook, with its scientific and expert knowledge, to comply with it. The plaintiff was ignorant of what was necessary, but in good faith thought *441 the statute was being complied with and trusted the defendant to meet' the requirements. Appellant has cited no authority in support of its position that this would release the defendant from liability to indemnify the plaintiff. V. Error is assigned to the modificátion of defendant’s Instruction 4. This instruction as offered by the defendant told the jury that if the scaffold was erected in accordance with certain drawings and that the said drawings did not call for use of bolts but did call for nails-, and the defendant in constructing the scaffold used nails of the size specified or larger, then the defendant discharged its duty toward the plaintiff. The court modified that instruction by inserting the words: “which drawings plaintiff was familiar with and understood.” Certainly that was a necessary element in the instruction before the plaintiff could be denied recovery. The plaintiff’s acceptance of the plans presented did not conclude it as receiving what it bargained for unless it understood what the drawings meant, or unless it understood the quality of the thing represented by the drawing. VI. Error is assigned to the admission of the testimony of Mr. Paffrath who said that in his opinion the scaffold as constructed and fastened together with nails' was not reasonably safe for the purpose for which it was built. He testified that he was a civil engineer and building superintendent, and had been engaged in . that business for more than twenty years. We think he was qualified as an expert to testify on that point. The point made is that the evidence invades the province of the jury; that it was the duty of the jury to determine whether or not the structure was safe, and to allow the witness to give his opinion upon it was to -usurp the function of the jury. Cases such as Eubank v. City of Edina, 88 Mo. l. c. 655, are cited in support of the position. In that case witnesses were *442 asked whether a sidewalk was in reasonably safe condition for travel. The court held the question improper. The evidence sought to be elicited was that of non-expert witnesses and it applied to a matter of which the jury was as capable of judging’ as the witness. Whether testimony of that kind is given by expert or non-expert witnesses, it is not competent if it asks the judgment of the witnesses upon a condition which did not require expert knowledge to understand. Plainly, one who walks upon a sidewalk can tell as well as another whether it is safe for travel if the defect is open to observation. There is nothing in it which requires expert knowledge to ascertain. Cases' of that kind are not in point. Another line of eases cited by the appellant are Taylor v. Railroad, 185 Mo. 249 ; Roscoe v. St. Ry. Co., 202 Mo. 576. In those cases hypothetical questions to an expert witness are held to be incompetent where the opinion of the witness is asked regarding a conclusion which must be determined by the jury. That line of cases has been disapproved by this court in case of O’Leary v. Scullin Steel Co., 303 Mo. 363, 260 S. W. 55. In that case a physician, as an expert, was permitted to say that in his opinion the injury to plaintiff caused an infection which aggravated the injury. This was claimed to be error and the line of cases mentioned above were cited in support of the claim. This court held that •the question was proper and disproved those earlier cases. It was held that, while it was a question for the jury to decide, it was' proper to offer opinion evidence upon an exact point. Judge James; T. Blair, discussing the matter, said, at page 375 : “No doubt a question put to an expert could be so framed as to call for an answer as to whether the accident alleged actually happened. Such a question should not be permitted. It would not invade the jury’s province-, but it would be an opinion outside the expert’s field of science, and such opinions are not competent. The jury’s duty to decide that question should not be ‘usurped’ by a witness nor its ‘province invaded.’ A witness would *443 remain a witness and the jury would remain the jury. Nevertheless, the opinion would not he competent as an expert opinion for the reason that the expert would not he an expert on that question and his opinion would he no more competent than that of any other person.” The effect of that exposition is that the opinion evidence of experts is not halted by the approach of the testimony to the ultimate fact to be decided. It is limited only by the field of the expert’s knowledge. 'And from that case we may deduce the rule that a physician, in testifying as an expert upon the effect of an injury, may state whether or not in his opinion the injury caused the death or disease or result which forms the basis of the suit. The case is well considered and cites many cases, including several from this State, in support of the position, and among them Wood v. Railway, 181 Mo. 433, also a case which considered the subject at length. It is' a uni versal rule that a medical expert may give his opinion as to the cause of a death, notwithstanding, that is an issue which must be ultimately determined by the jury. In a murder case that is an ultimate fact to be proven. In the present case the expert was asked if the structure, the plans of which he examined, was reasonably safe for the purpose. Manifestly a non-expert would not know, no matter how minutely the structure should be described, and the jury would not be able to tell, whether it was suitablé for the purpose or safe, except as a mere guess. In the absence of evidence they would have no definite knowledge on the subject. The ultimate fact to be proven which the jury must determine was whether the unsafe quality of the structure caused it to fall, or whether it was caused to fall by plaintiff’s improper handling. They did pass upon that question. If the engineer had examined the debris after the collapse, under the ruling in the O’Leary case, it would have been entirely proper for him to say that in his opinion the use Of .nails in fastening the timbers was the cause of the collapse, which would carry the con *444 elusion one step further than the question actually asked. When it is said that it is the province of the jury to pass upon certain ultimate facts, that does not distinguish, because the jury must pass upon all the facts presented for consideration. Every incidental and circumstantial fact tending to establish ultimate liability is a fact which the jury must weigjh and consider, and it js in their1 province to do so. They may be aided by expert testimony in the matters' which require expert knowledge and expert exposition. When an expert testifies that in his opinion a certain cause produced a certain result, it is like any other fact of which the jury has evidence; they may believe it or disbelieve it as they see fit. The defendant introduced evidence of experts who swore that the structure was reasonably safe, and the jury had a choice as to which they would believe. The evidence was properly admitted. VII. The appellant claims that the damage authorized by the instruction was excessive because the greater part of the money paid to the injured employees on behalf of the plaintiff was not in fact paid by the plaintiff but by the Travelers’ Insurance Company. That company paid Karl $1000, and Ellrich $5000, so that the plaintiff actually paid only $500 in discharge of those claims, therefore the plaintiff has no right of indemnity for money it did not pay out. The rule is that the insurer in a case like this has a right to be subrogated pro tanto to the right of action which the insured had against the party whose wrongful act caused the loss. [14 R. C. L. p. 1404; Swift & Co. v. Railroad, 149 Mo. App. 526; Norwich Ins. Co. v. Standard Oil Co., 59 Fed. 987; Travelers’ Ins. Co. v. Engineering Co., 184 Fed. 426.] Here the Travelers’ Insurance Company Insured the plaintiff against losses such as this. The Travelers’ Insurance Company was obliged to pay to plaintiff any losses which the plaintiff incurred. But the insurance company had a right to subrogation against any person *445 liable to plaintiff on account of the loss. Whatever the plaintiff recovers in this case belongs as of right to the Travelers’ Insurance Company, and in such case, as the authorities show, the suit for recovery must be brought in the name of the plaintiff. The defendant has cited no case in conflict with this holding. It is further claimed that plaintiff had no right to recover for the $979' paid to the Merchants’ Exchange for damage to the building, on the theory that there was no proof that the plaintiff was liable for any such damage. The plaintiff, without objection, introduced evidence to show the actual damage to the building caused by the collapse of the scaffold with an itemized statement that the damage amounted to $979, the amount sued for. There was no evidence to the contrary, and no objection to that method of showing the damage which the plaintiff was compelled to pay to the Merchants’ Exchange on account of the collapse. The jury improperly was authorized, if it found for plaintiff, to include attorney’s fees claimed to have been paid by the plaintiff and for services rendered in defense of the suits brought by Ellrich and Karl. The case was well tried by defendant’s counsel who, with wonderful ingenuity, plausibility and force presented the several points discussed. While some of the questions have been difficult of solution, the record and the authorities compel us to reach the conclusion we have in the matter. There was no evidence in the case as to the value of attorney’s fees. The amount for which the jury should have returned the verdict was the $6500- paid to the men and the $979 paid to the Merchants’ Exchange, a total of $7479. The verdict and judgment were for the sum of $7879', an excess of $400'. If, therefore, the plaintiff shall within ten days remit $400', the judgment will be affirmed for $7479; otherwise, the judgment will be reversed and the cause remanded. All concur.