Angela Brooks-Brown v. USAA Texas Lloyd's Company

No. 03'15'00451'CV

IN THE FILED IN 3rd COURT OF APPEALS AUSTIN, TEXAS THIRD COURT OF APPEALS 10/27/2015 10:49:03 AM AT AUSTIN, TEXAS JEFFREY D. KYLE Clerk

ANGELA BROOKS'BROWN, Appellant,

v.

USAA TEXAS LLOYD’S COMPANY, Appellee.

Appealed from the 146TH Judicial District Court of Bell County, Texas ________________________________________________________________

APPELLANT’S BRIEF ________________________________________________________________

Danny Ray Scott State Bar No. 24010920 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833'5400 Facsimile: (409) 833'5405 danny@scottlawyers.com

Attorney for Appellant

No. 03'15'00451'CV

IN THE

THIRD COURT OF APPEALS AT AUSTIN, TEXAS

ANGELA BROOKS'BROWN, Appellant,

v.

USAA TEXAS LLOYD’S COMPANY, Appellee.

IDENTITIES OF PARTIES AND COUNSEL

Appellant: Angela Brooks'Brown Appellee: USAA Texas Lloyd’s Company

Counsel for Appellant: Danny Ray Scott State Bar No. 24010920 350 Pine Street, Suite 300 Beaumont, Texas 77701 409.833.5400 409.833.5405 danny@scottlawyers.com

Counsel for Appellee: Lisa A. Songy State Bar No. 00793122 2811 McKinney Avenue, Suite 250 W Dallas, Texas 75204 214.665.0100 214.665.0199

ii

TABLE OF CONTENTS

IDENTITIES OF PARTIES AND COUNSEL .....................................................ii TABLE OF CONTENTS .......................................................................................iii INDEX OF AUTHORITES ...................................................................................iv STATEMENT OF THE CASE............................................................................... 1 ISSUES PRESENTED FOR REVIEW ................................................................... 2 STATEMENT OF FACTS...................................................................................... 3 SUMMARY OF THE ARGUMENT..................................................................... 6 ARGUMENT .......................................................................................................... 8 CONCLUSION & PRAYER................................................................................ 11 CERTIFICATION................................................................................................. 14 CERTIFICATE OF COMPLIANCE ................................................................... 14 CERTIFICATE OF SERVICE .............................................................................. 15

iii

INDEX OF AUTHORITES

CASES Dolenz v. Continental Nat’l Bank of Fort Worth, 620 S.W.2d 572, 575 (Tex. 1981)...................................................................................................................... 8 Tel. Equip. Network, In. v. TA/Westchase Place, Ltd., 80 S.W.3d 601, 607 (Tex. App.—Houston [1st Dist.} 2002, no pet.)........................................................ 10 TMC Worldwide L.P. v. Gray, 178 S.W.3d 29, 36 (Tex. App.—Houston [1st Dist.] 2005, no pet.) ....................................................................................... 9, 10 Wyatt v. Shaw Plumbing Co., 760 S.W.2d 245, 247 (Tex. 1998). ......................... 8

iv

STATEMENT OF THE CASE

Nature of the case. Appellant, Angela Brooks'Brown, originally sued Appellee, USAA Texas Lloyd’s Company, for breach of contract, breach of the duty of good faith and fair dealing, fraud, violations of the Texas Deceptive Trade Practice Act and violations of the Texas Insurance Code. Appellant subsequently amended her petition to include only the breach of contract claim. Appellee filed a general denial. Appellant will be referred to as “Appellant” or “Plaintiff.” Appellee will be referred to as “Appellee,” “Defendant” or “USAA.” Course of the proceedings. Appellant demanded appraisal of her insurance claim pursuant to the provisions of the insurance policy. Appellant subsequently filed a nonsuit of her claims without prejudice. After filing the nonsuit, and Appellant asked a judge in Jefferson County, Texas (the “Jefferson County Lawsuit” or “Jefferson County action”) to appoint an umpire in the appraisal proceeding. Appellee then asked the Bell County trial court to appoint an umpire and filed an application for temporary injunction asking the Bell County court to enjoin Appellant *2 from proceeding on her Petition to Appoint Umpire in Appraisal Proceeding that she filed in Jefferson County. Appellant then filed a plea in abatement asking the Bell County Court to abate the Bell County proceeding and to allow the Jefferson County court to appoint an umpire in the appraisal proceeding. Trial court disposition. The trial court denied Appellant’s plea in abatement, granted Appellee’s motion for appointment of umpire and granted Appellee’s application for temporary injunction.

ISSUES PRESENTED FOR REVIEW

1. The trial court erred when it denied Plaintiff’s Plea in Abatement to Defendant’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding. 2. The trial court erred when it granted Defendant USAA Texas Lloyd’s Company’s Application for Temporary Injunction. 3. The trial court’s order granting Defendant USAA Texas Lloyd’s Company’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding is void.

STATEMENT OF FACTS

Appellant purchased homeowner insurance policy number 0242343 40 74 90A from Appellee. (CR 272). The insurance policy insured Appellant’s property located at and provided coverage for damage caused by wind and hail. (CR 582). On or about May 12, 2014, Plaintiff’s property sustained windstorm and hail damage. (CR 272). Plaintiff’s roof sustained extensive damage during the storm including damage to the shingles, roof jack, drip edge, chimney and other structural parts of the roof. (CR 272). Plaintiff’s property also sustained exterior damage to the cornice and siding, dryer vent, windows, fence, garage door and a/c unit. (CR 273). After the storm, Plaintiff filed a claim with her insurance company, USAA, for the damages to her home caused by the storm. (CR 272). Plaintiff submitted claims to USAA against the Policy for damage caused to the property as a result of the fire and the wind and hail. (CR 272). Plaintiff asked USAA to cover the cost of repairs to the Property pursuant to the Policy and any other available coverages under the Policy. *4 (CR 272). USAA assigned claim number 024234074'3 to Plaintiff’s fire claim and claim number 024234074'4 to Plaintiff’s wind and hail claim. (CR 273). Appellant sued Appellee for breach of contract in Bell County, Texas. (CR 275). Appellant’s petition did not ask the Bell County court to appoint an appraisal umpire. Appellant presented documentation of damages to the property caused by fire and hail, the value of which substantially exceed the amount USAA originally paid Appellant for the damage caused by the hailstorm (CR 20'24, 84'99). Appellant demanded appraisal of the loss. (CR 432). The parties appointed appraisers and the appraisers did not come to an agreement as to the amount of loss. (CR 434, 436). Furthermore, the appraisers did not agree upon the appointment of an umpire to determine the amount of loss. The insurance policy at issue contained the following provision: “If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 20 days after receiving a written request from *5 the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the “residence premises” is located. (CR 605). The appraisers will separately set the amount of the loss. (CR 605). If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. (CR 605). If they fail to agree, they will submit their differences to the umpire. (CR 605). A decision agreed to by any two will set the amount of loss. (CR 605).” Appellant nonsuited her claims in Bell County, Texas and filed a petition in Jefferson County, Texas. (CR 418, 640). The Jefferson County petition only asked that court to appoint an umpire in the appraisal proceeding. (CR 640). The Jefferson County petition did not include any of the causes of action or allegations asserted in the previously filed and nonsuited Bell County petition. Appellee then asked the Bell County trial court to appoint an umpire and filed an application for temporary injunction asking the Bell County *6 court to enjoin Appellant from proceeding on her Petition to Appoint Umpire in Appraisal Proceeding that she filed in Jefferson County. (CR 420, 569). Appellant then filed a plea in abatement asking the Bell County Court to abate the Bell County proceeding and to allow the Jefferson County court to appoint an umpire in the appraisal proceeding. (CR 687). The trial court denied Appellant’s plea in abatement, granted Appellee’s motion for appointment of umpire and granted Appellee’s application for temporary injunction. (CR 927, 948).

SUMMARY OF THE ARGUMENT

Appellant’s first argument challenges the trial court’s denial of Appellant’s plea in abatement. Appellee unilaterally drafted an insurance contract that gave the parties the right to ask any judge in the state of Texas to appoint an appraisal umpire. (CR 605). Appellant first asked the Jefferson County court to appoint an umpire and the Jefferson County action was therefore already pending when the Appellee asked the Bell County court to appoint an appraisal umpire. (CR 640) The Bell County court was therefore required to abate Appellee’s request to have the Bell *7 County court appoint an umpire and to allow the Jefferson County action to proceed. Appellant’s second argument challenges the trial court’s grant of Appellee’s Application for Temporary Injunction. To be entitled to injunctive relief, the applicant must plead a cause of action recognized by Texas courts. Because Appellee did not plead a viable cause of action, the trial court had no authority to enjoin Appellant from proceeding in the Jefferson County action. Appellant’s third argument challenges the trial court’s grant of Appellee’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding. Because Appellant first asked the Jefferson County court to appoint an umpire and that request was pending prior to Appellee’s filing of its request for the Bell County court to do the same, the trial court should have abated the Bell County action and should not have appointed an umpire.

ARGUMENT

Issue 1: The trial court erred when it denied Plaintiff’s Plea in Abatement to Defendant’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding.

ARGUMENT & AUTHORITIES

When an inherent interrelationship of the subject matter exists in two pending lawsuits, a plea in abatement in the second action must be granted. Wyatt v. Shaw Plumbing Co., 760 S.W.2d 245, 247 (Tex. 1998). In reviewing a trial court’s ruling on a plea in abatement, an appeals court must consider whether an identity exists between the issues in the two causes. Dolenz v. Continental Nat’l Bank of Fort Worth, 620 S.W.2d 572, 575 (Tex. 1981). The insurance policy that USAA sold to appellant provided that either party could ask any judge in the State of Texas to appoint an appraisal umpire. (CR 605). The insured property is located in the state of Texas. (CR 582). The Jefferson County Lawsuit only asked the Jefferson County court to appoint an umpire. (CR 640). After appellant filed her lawsuit in *9 Jefferson County for the appointment of an appraisal umpire, USAA filed a motion in Bell County asking that court to appoint an appraisal umpire. (CR 420). USAA never filed a lawsuit in Bell County and USAA did not have any pending requests for affirmative relief in Bell County when Appellant filed the Jefferson County lawsuit. Because the second motion to appoint an appraisal umpire shared an inherent relationship with the subject matter of the Jefferson County Lawsuit, the Bell County court was required to abate the Bell County lawsuit while the Jefferson County lawsuit was pending. Issue 2: The trial court erred when it granted Defendant USAA Texas Lloyd’s Company’s Application for Temporary Injunction. A temporary injunction’s purpose is to preserve the status quo of the litigation’s subject matter pending a trial on the merits. TMC Worldwide L.P. v. Gray, 178 S.W.3d 29, 36 (Tex. App.—Houston [1st Dist.] 2005, no pet.). A temporary injunction is an extraordinary remedy and does not issue as a matter of right. Id. To obtain a temporary injunction, the applicant must plead and prove three specific elements: (1) a cause of *10 action against the defendant, (2) a probable right to the relief sought; and (3) a probable, imminent, and irreparable injury in the interim. Id. .) A probable right to recovery to the relief sought is shown by alleging a cause of action and presenting evidence that tends to sustain it. Tel. Equip. Network, In. v. TA/Westchase Place, Ltd., 80 S.W.3d 601, 607 (Tex. App.— Houston [1st Dist.} 2002, no pet.). In seeking its temporary injunction against Appellant, USAA never filed a lawsuit against Appellant seeking any type of affirmative relief and did not assert a cause of action against Appellant. Therefore, USAA failed to satisfy the first and second elements for temporary injunctive relief. The trial court was therefore required to deny USAA’s application and it abused its discretion by failing to do so. Issue 3: The trial court’s order granting Defendant USAA Texas Lloyd’s Company’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding is void. The trial court erred in denying Appellant’s plea in abatement. The granting of Appellant’s plea in abatement would have halted the Bell *11 County umpire proceeding and would have allowed the Jefferson County Lawsuit to address the umpire appointment. The trial court’s error in denying Appellant’s plea in abatement therefore renders the Bell County umpire appointment void.

CONCLUSION & PRAYER

The Jefferson County Lawsuit and the Bell County Lawsuit each asked those respective courts to appoint an umpire in the appraisal proceeding governing Appellant’s insurance claim. The Jefferson County Lawsuit requested that court to appoint an umpire prior to USAA requesting the same in the Bell County Lawsuit. Therefore, the trial court was required to grant Appellant’s plea in abatement and refrain from appointing an umpire for the appraisal proceeding. In seeking it temporary injunction, USAA never alleged a cause of action against Appellant and therefore never proved its probable right to recovery to any relief sought. Because USAA failed to satisfy two essential elements to obtaining temporary injunctive relief, the trial court erred in granting the application.

For these reasons, Appellant asks this Court to reverse the trial court’s denial of Appellant’s plea in abatement, reverse the trial court’s grant of USAA’s application for temporary injunction and remand this proceeding for further action consistent with this Court’s ruling. In addition, Appellant asks this court to render the trial court’s order appointing an umpire in the appraisal proceeding void. *13 Respectfully Submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833'5400 Facsimile: (409) 833'5405

______________________________ /s/ Danny Ray Danny Ray Scott State Bar No. 24010920 Email: danny@scottlawyers.com SEAN M. PATTERSON State Bar No. 24073546 Email: sean@scottlawyers.com VIRGINIA IZAGUIRRE State Bar No. 24083230 Email: virginia@scottlawyers.com

Attorneys for Appellant

CERTIFICATION

I certify that I have reviewed the petition and have concluded that every factual statement made in the petition is supported by competent evidence included in the appendix or the record.

/s/Danny Ray Scott Danny Ray Scott

CERTIFICATE OF COMPLIANCE

I certify that this document was produced on a computer using Microsoft Word and contains 2,397 words, as determined by the computer software’s word'count function, excluding sections of the document listed in Texas Rule of Appellate Procedure 9.4(i)(l).

/s/ Danny Ray ______________________________ Danny Ray Scott

CERTIFICATE OF SERVICE

I certify that on October 19, 2015, I served a copy of Appellant’s Brief on the parties listed below by electronic service and that the electronic transmission was reported as complete. My email address is danny@scottlawyers.com.

Lisa A. Songy TOLLEFSON BRADLEY MITCHELL & MELENDI, LLP 2811 McKinney Ave., Suite 250 West Dallas, Texas 75204 E'mail Address: lisas@tbmmlaw.com

/s/ Danny Ray ______________________________ Danny Ray Scott

No. 03-15-00451-CV

IN THE

THIRD COURT OF APPEALS

AT AUSTIN, TEXAS

ANGELA BROOKS-BROWN,

Appellant,

v.

USAA TEXAS LLOYD’S COMPANY, Appellee.

Appealed from the 146TH Judicial District Court of Bell County, Texas APPENDIX TO APPELLANT’S BRIEF

Appellant, Angela Brooks0Brown, submits the following documents in support of her appellant’s brief.

LIST OF DOCUMENTS

1. Plaintiff’s Third Amended Original Petition, dated May 19, 2015.

2. Defendant USAA Texas Lloyd’s Company’s Answer and Jury Demand, dated October 2, 2014.

3. Plaintiff’s Original Petition for Appointment of Appraisal Umpire, dated June 8, 2015.

4. Defendant USAA Texas Lloyd’s Company’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding, dated June 9, 2015.

5. Defendant USAA Texas Lloyd’s Company’s Verified Application for Temporary Injunction Against Plaintiff, dated June 26, 2015.

6. Plaintiff’s Plea in Abatement to Defendant’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding, dated July 9, 2015.

7. Plaintiff’s Response to Defendant’s Verified Application for Temporary Injunction Against Plaintiff, dated July 9, 2015.

8. Order on Defendant USAA Texas Lloyd’s Company’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding, dated July 10, 2015.

9. Order Granting Defendant USAA Texas Lloyd’s Company’s Verified Application for Temporary Injunction Against Plaintiff, dated June 15, 2015.

10. Order on Plaintiff’s Plea in Abatement to Defendant’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding, dated July 27, 2015.

Respectfully Submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833d5400 Facsimile: (409) 833d5405

______________________________ /s/ Danny Ray Scott Danny Ray Scott State Bar No. 24010920 Email: danny@scottlawyers.com SEAN M. PATTERSON State Bar No. 24073546 Email: sean@scottlawyers.com VIRGINIA IZAGUIRRE State Bar No. 24083230 Email: virginia@scottlawyers.com

Attorneys for Plaintiff

Filed 5/19/2015 4:53:11 PM Joanna Staton, District Clerk District Court - Bell County, TX by Lacey Martindale , Deputy

CAUSE NO. 272,6930B

ANGELA BROOKS0BROWN § IN THE DISTRICT COURT § § v. § 146th JUDICIAL DISTRICT § § USAA TEXAS LLOYD’S COMPANY § BELL COUNTY, TEXAS

PLAINTIFF’S THIRD AMENDED ORIGINAL PETITION TO THE HONORABLE JUDGE OF SAID COURT:

NOW COMES ANGELA BROOKS0BROWN (herein after referred to as “Plaintiff”), complaining of Defendant, USAA TEXAS LLOYD’S COMPANY, (hereinafter referred to as “USAA”) and hereby respectfully shows unto the Court and Jury as follows:

DISCOVERY CONTROL PLAN

1. Plaintiff intends for discovery to be conducted under Level 3 of Rule 190 of the Texas Rules of Civil Procedure. This case involves complex issues and will require extensive discovery. Therefore, Plaintiff asks the Court to order that discovery be conducted in accordance with a discovery control plan tailored to the particular circumstances of this suit.

PARTIES

2. Plaintiff, ANGELA BROOKS0BROWN, is an individual and resident of Bell County and citizen of the state of Texas.

3. Defendant, USAA TEXAS LLOYD’S COMPANY, hereinafter “USAA,” is a domestic insurance carrier, incorporated and engaging in the business of insurance in the State of Texas. Defendant USAA has been served and is properly before the court.

Page 1 of 6

JURISDICTION AND VENUE

4. This Court has Jurisdiction over this case in that the amount in controversy exceeds the minimum jurisdictional limits of this Court.

5. Venue is mandatory and proper in Bell County, Texas, because all or a substantial part of the events giving rise to the lawsuit occurred in this county (see Tex. Civ. Prac. & Rem. Code § 15.002).

CONDITIONS PRECEDENT

6. All conditions precedent to recovery have been performed, waived, or have occurred.

FACTS

7. Plaintiff is the owner of a homeowner insurance policy, policy number 0242343 40 74 90A, issued by the Defendant (hereinafter referred to as the “Policy”).

8. Plaintiff owned the insured property that is specifically located at

(hereinafter referred to as the “Property”).

9. Defendant or its agent sold the Policy, insuring the property, to Plaintiff.

10. On or about April 4, 2014, Plaintiff’s property sustained fire damage, specifically to the fence. Plaintiff filed a claim with her insurance company, USAA for the damages to her property caused by the fire.

11. On or about May 12, 2014, Plaintiff’s property sustained windstorm and hail damage. Plaintiff’s roof sustained extensive damage during the storm including damage to the shingles, roof jack, drip edge, chimney and other structural parts of the roof. Plaintiff’s property also sustained exterior damage to the cornice and siding, dryer vent, windows, fence,

Page 2 of 6 garage door and a/c unit. After the storm, Plaintiff filed a claim with her insurance company, USAA, for the damages to her home caused by the storm.

12. Plaintiff submitted claims to USAA against the Policy for damage caused to the property as a result of the fire and the wind and hail. Plaintiff asked USAA to cover the cost of repairs to the Property pursuant to the Policy and any other available coverages under the Policy. USAA assigned claim number 02423407403 to Plaintiff’s fire claim and claim number 02423407404 to Plaintiff’s wind and hail claim.

13. On or about April 15, 2014, Gene Swanson (“SWANSON”), on behalf of USAA, inspected the property in question pursuant to Plaintiff’s fire claim. The fire caused significant damage to the fence, which required that it be removed and replaced. SWANSON did not conduct a thorough inspection and only allowed the minimum cost to repair the fence. As a result of SWANSON’s unreasonable and brief investigation, Plaintiff was wrongly denied the full cost to replace the fence.

14. On or about May 16, 2014, Steen Schumacher (“SCHUMACHER”), on behalf of USAA, inspected the property in question pursuant to Plaintiff’s wind and hail claim. The storm caused significant damage to the roof, including pitting and loss of granules to the shingles. The hail pitting damage bruised the shingles, while removing and crushing the granules. Wind damage uplifted and detached shingles, which would not allow the shingles to reseal to prevent water intrusion.

15. The storm caused extensive damage to the exterior of the property. Specifically, it caused damage to the cornice and siding, dryer vent, windows, fence, garage door, and a/c unit. SCHUMACHER did not conduct a thorough exterior inspection and only allowed the

Page 3 of 6 minimum cost to repair the windows and seal and paint the garage door opening and trim. As a result of SCHUMACHER’s unreasonable exterior investigation, Plaintiff was wrongly denied the full cost to repair the damage to the exterior of the property. SCHUMACHER also denied Plaintiff the full cost for construction cleanup, debris removal, a job permit, and temporary utilities, although all of the cost was covered under the Policy.

16. Despite documenting extensive damage to the roof, SCHUMACHER failed to conduct a reasonable exterior inspection of the Property. SCHUMACHER failed to give Plaintiff an allowance for obvious damage caused by the storm to the fence, garage door, a/c unit, dryer vent, cornice and siding. SCHUMACHER conducted an insufficient inspection and prematurely closed Plaintiff’s claim. At the time if the investigation, premature closing of claims was part of a pattern and practice of claims handling by USAA.

17. USAA failed to properly adjust the claims and Defendant has denied at least a portion of the claims without an adequate investigation, even though the Policy provided coverage for losses such as those suffered by Plaintiff. Furthermore, USAA underpaid portions of Plaintiff’s claims by not providing full coverage for the damages sustained by Plaintiff, as well as under0scoping the damages during its investigation.

18. To date, USAA continues to delay in the payment for the damages to the Property. As such, Plaintiff’s claim(s) still remain unpaid and Plaintiff still has not been able to properly repair the Property.

19. Defendant failed to perform its contractual duty to adequately compensate Plaintiff under terms of the policy. Specifically, Defendant failed and refused to pay any of the proceeds of the Policy, although due demand was made for proceeds to be paid in an amount

Page 4 of 6 sufficient to cover the damaged Property and all conditions precedent to recovery upon the Policy had been carried out and accomplished by Plaintiff. Defendant’s conduct constitutes a breach of the insurance contract between Defendant and Plaintiff.

COUNT ONE: BREACH OF CONTRACT

20. Plaintiff incorporates paragraphs 10019 herein.

21. At the time of the April 4, 2014 and May 12, 2014 incidents, Plaintiff had in place a policy issued by USAA. The premiums were current. All conditions precedent to recovery were made. Defendant wrongfully failed to comply with the terms of the contract. Defendant is, therefore, in breach of the contract of insurance issued to Plaintiff.

22. Defendant’s conduct constitutes a breach of contract resulting in damages to the Plaintiff.

DAMAGES

23. The exact amount of Plaintiff’s damages are unknown. Based on the information currently available to Plaintiffs, Plaintiff seeks only monetary relief of $ 100,000 or less, including damages of any kind, penalties, costs, expenses, pre0judgment interest, and attorney fees. Plaintiff reserves the right to decrease or increase this amount as further information becomes available.

JURY DEMAND

24. Plaintiff previously requested a trial by jury and paid the jury fee.

PRAYER

25. For these reasons, Plaintiff asks that she have judgment against Defendant for her economic damages and all other relief to which Plaintiff may show herself entitled.

Page 5 of 6

Respectfully Submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 83305400 Facsimile: (409) 83305405

/s/Danny Ray Scott __________________________ Danny Ray Scott State Bar No. 24010920 danny@scottlawyers.com Virginia Izaguirre State Bar No. 24083230 virginia@scottlawyers.com Sean M. Patterson State Bar No. 24073546 sean@scottlawyers.com

Attorneys for Plaintiff

CERTIFICATE OF SERVICE

This is to certify that a true and correct copy of the above and foregoing has been forwarded to the following counsel of record in compliance with the Texas Rules of Civil Procedure on this the 19th day of May, 2014.

Via Facsimile: (214) 665G0199 Lisa A. Songy TOLLEFSON BRADLEY MITCHELL & MELENDI, LLP 2811 McKinney Ave., Suite 250 West Dallas, Texas 75204 Telephone: (214) 66500107 Email: lisas@tbmmlaw.com

/s/ Danny Ray Scott

DANNY RAY SCOTT

Page 6 of 6

CAUSE NO. 272,693-B

ANGELA BROOKS-BROWN, § IN THE DISTRICT COURT OF § Plaintiff § § v. § BELL COUNTY, TEXAS § USAA TEXAS LLOYD’S COMPANY § § Defendant § § 146TH JUDICIAL DISTRICT

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S ANSWER AND JURY DEMAND

TO THE HONORABLE JUDGE OF SAID COURT:

Defendant, USAA TEXAS LLOYD’S COMPANY (“USAA”) files this Answer and Jury Demand as follows:

I.

GENERAL DENIAL

Pursuant to TEXAS RULE OF CIVIL PROCEDURE 92, USAA generally denies the allegations contained in Plaintiff’s Original Petition and demands strict proof by a preponderance of the evidence of all Plaintiff’s allegations.

II.

DEFENSES

Policy Defenses

Some or all of Plaintiff’s claims are excluded or limited by applicable policy terms, conditions, and exclusions of the policy issued to Plaintiff by USAA and in effect on May 12, 2014, USAA will more specifically identify which particular policy terms, condition and exclusions USAA’S ANSWER AND JURY DEMAND PAGE 1 exclude or limit some or all of Plaintiff’s claims within a reasonable time after Plaintiff discloses what specific damage Plaintiff alleges USAA failed to cover.

Payment

Plaintiff’s claims have been fully adjusted and appropriate payment tendered.

Limit of Liability

Plaintiff’s damages, if any, must be limited by the amount set forth in the policy limitations provisions of the applicable policy.

Failure of Conditions Precedent to Coverage

Pursuant to Rule 54 of the TEXAS RULES OF CIVIL PROCEDURE, USAA specifically denies that Plaintiff satisfied one or more conditions precedent to recovery. Plaintiff failed to cooperate in the investigation and settlement of the claim as required by the applicable policy. Cooperation as required by the contract is a condition precedent to USAA’s obligations under the contract. Therefore, USAA is excused from performing under the contract. Accordingly, Plaintiff has no cause of action against USAA for which relief can be granted. Additionally, and in the alternative, USAA has fully performed any obligations owed to Plaintiff.

Offset and/or Credit

Plaintiff’s damages, if any, must be offset by the amount of applicable policy deductibles. Further, any award to Plaintiff must be offset by all prior payments tendered by USAA regarding the claims that form the basis of Plaintiff’s lawsuit and by all payments and credits otherwise available.

Due Process

To the extent that Plaintiff prays for exemplary damages, USAA invokes its rights under the due process clause of the Fifth Amendment of the United States Constitution as applied to the states through the Fourteenth Amendment of the United States Constitution. USAA affirmatively pleads USAA’S ANSWER AND JURY DEMAND PAGE 2 that Plaintiff’s pleading of exemplary damages is violative of the due process clauses of the Fifth and Fourteenth Amendments inasmuch as exemplary damages can be assessed:

1. In an amount left to the discretion of the jury and judge;

2. In assessing such penalty or exemplary awards, Plaintiff need only prove the theory of gross negligence on a “clear and convincing evidence” standard and not “beyond a reasonable doubt” standard as should be required in assessing a punishment award;

3. The assessment of such a punishment and/or exemplary award is not based upon a clearly defined statutory enactment setting forth a specific means requirement and/or the prerequisites of criminal fine and in effect, allow the assessment of such awards even though there are no special standards, limits or other statutory requirements set forth that define the means and scope and limit of such awards. Therefore, the awards are unduly vague and do not meet with requirements of due process; and

4. In essence, USAA is subject to all of the hazards and risks of what amounts to a fine, and in fact, such awards often exceed normal, criminal fines, but USAA receives none of the basic rights accorded to a criminal USAA when being subjected to possible criminal penalties.

Equal Protection

To the extent Plaintiff prays for punitive, exemplary, or otherwise enhanced damages, such request should be denied because it violates the equal protection rights guaranteed by the Fifth and Fourteenth Amendments to the Constitution of the United States and the provisions of the Eighth Amendment to the Constitution of the United States.

Punitive Damage Limitation

With respect to Plaintiff’s claims for damages, any award of punitive damages must be limited to the greater of: (1) two times the amount of economic damages plus an amount equal to any non-economic damages found by the jury, not to exceed $750,000; or (2) $100,000, pursuant to the statutory mandates of Chapter 41 of the TEXAS CIVIL PRACTICES AND REMEDIES CODE. USAA reserves the right to seek a bifurcation of any punitive damage issues at the trial of this case as permitted by Chapter 41 of the TEXAS CIVIL PRACTICES AND REMEDIES CODE. USAA’S ANSWER AND JURY DEMAND PAGE 3

Damages Limitation

By way of affirmative defense, if such be necessary, Plaintiff has specifically pled that her damages do not exceed $74,500 inclusive of damages of any kind, penalties, costs, expenses, prejudgment interest and attorney’s fees. Thus, pursuant to TEXAS RULE OF CIVIL PROCEDURE 169(b), Plaintiff’s damages are limited as set forth by the statute.

Liability Not “Reasonably Clear”

Under Texas law, an insured bringing an action against its insurer for an alleged breach of a duty of good faith and fair dealing must carry the burden of proof to establish that the insurer unreasonably denied or delayed payment of an insurance claim when the insurer’s liability had become reasonably clear. At all times material to this lawsuit, USAA’s liability was not “reasonably clear.”

Lack of Written Notice to Trigger the Prompt Payment Statute

Plaintiff’s claims under Section 542 of the TEXAS INSURANCE CODE (“Prompt Payment of Claims”) are barred, in whole or in part, because Plaintiff did not provide a written notice of claim reasonably apprising USAA of the facts relating to the claim or delayed in providing such notice.

III.

JURY DEMAND

USAA requests a jury in this case. The jury fee has been paid.

PRAYER

USAA, Defendant, respectfully prays that Angela Brooks-Brown, Plaintiff, take nothing by reason of her suit herein, and that USAA recover its costs. USAA’S ANSWER AND JURY DEMAND PAGE 4

Respectfully submitted,

/ s / Lisa A. Songy Lisa A. Songy State Bar No. 00793122 lsongy@shannongracey.com Crystal L. Vogt State Bar No. 24048768 cvogt@shannongracey.com SHANNON, GRACEY, RATLIFF & MILLER LLP Bank of America Plaza 901 Main Street, Suite 4600 Dallas, Texas 75202 Telephone 214.245.3090 Facsimile 214.245.3097 ATTORNEYS FOR DEFENDANT USAA TEXAS LLOYD’S COMPANY

CERTIFICATE OF SERVICE

I hereby certify that a true and correct copy of has been served upon counsel of record via facsimile on this 2nd day of October, 2014.

Danny Ray Scott danny@scottlawyers.com Virginia Izaguirre virginia@scottlawyers.com Sean M. Patterson sean@scottlawyers.com Scott Law Offices 350 Pine Street, Suite 300 Beaumont, Texas 77701 Facsimile 409.833.5405

/ s / Lisa A. Songy Lisa A. Songy

USAA’S ANSWER AND JURY DEMAND PAGE 5

FILED FOR RECORD Carolyn L. Guidry 6/8/2015 12:00:00 AM COUNTY CLERK JEFFERSON COUNTY 0127771 CAUSE NO. ______________________ 0127771

ANGELA BROOKS-BROWN § IN THE COUNTY COURT § § v. § AT LAW NO. 1 § § USAA TEXAS LLOYD’S COMPANY § JEFFERSON COUNTY, TEXAS

PLAINTIFF’S ORIGINAL PETITION FOR APPOINTMENT OF APPRAISAL UMPIRE TO THE HONORABLE JUDGE OF SAID COURT:

NOW COMES ANGELA BROOKS-BROWN (herein after referred to as “Plaintiff”), complaining of Defendant, USAA TEXAS LLOYD’S COMPANY, (hereinafter referred to as “USAA”) and hereby respectfully show unto the Court as follows:

DISCOVERY CONTROL PLAN

1. Plaintiff intends for discovery to be conducted under Level 1 of Rule 190 of the Texas Rules of Civil Procedure.

PARTIES

2. Plaintiff, ANGELA BROOKS-BROWN, is an individual and resident of Bell County and citizen of the state of Texas.

3. Defendant, USAA TEXAS LLOYD’S COMPANY, hereinafter “USAA,” is a

domestic insurance carrier, incorporated and engaging in the business of insurance in the State of Texas, and may be served with process by serving its President, Laura M. Bishop, 9800 Fredericksburg Road, San Antonio, Texas 78288.

VENUE

4. Venue is proper in Jefferson County, Texas, because the insurance contract

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hj drafted by the defendant grants the parties the right to petition a judge of a court of record in the state where the “residence premises” is located to appoint an appraisal umpire.

FACTS

5. Plaintiff is the owner of a homeowner insurance policy, policy number 0242343 40 74 90A, issued by the Defendant (hereinafter referred to as the “Policy”).

6. Plaintiff owned the insured property that is specifically located at

(hereinafter referred to as the “Property”).

7. Defendant or its agent sold the Policy, insuring the property, to Plaintiff.

8. On or about April 4, 2014, Plaintiff’s property sustained fire damage, specifically to the fence. Plaintiff filed a claim with her insurance company, USAA for the damages to her property caused by the fire.

9. On or about May 12, 2014, Plaintiff’s property sustained windstorm and hail damage. Plaintiff’s roof sustained extensive damage during the storm including damage to the shingles, roof jack, drip edge, chimney and other structural parts of the roof. Plaintiff’s property also sustained exterior damage to the cornice and siding, dryer vent, windows, fence, garage door and a/c unit. After the storm, Plaintiff filed a claim with her insurance company, USAA, for the damages to her home caused by the storm.

10. Plaintiff submitted claims to USAA against the Policy for damage caused to the property as a result of the fire and the wind and hail. Plaintiff asked USAA to cover the cost of repairs to the Property pursuant to the Policy and any other available coverages under the Policy. USAA assigned claim number 024234074-3 to Plaintiff’s fire claim and claim number 024234074-4 to Plaintiff’s wind and hail claim.

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11. On March 5, 2015, plaintiff communicated to defendant that plaintiff disagreed with defendant’s determination of the amount of loss with respect to plaintiff’s insurance claim. Plaintiff also communicated to defendant that plaintiff wished to invoke the insurance policy’s appraisal clause.

12. The insurance policy’s appraisal clause states the following: “If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the “residence premises” is located. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will set the amount of loss.”

13. The requisite period of time has expired and the appraisers have not agreed upon an umpire. Plaintiff therefore requests that this Court select an umpire in accordance with and as allowed by the policy’s provisions.

PRAYER

14. For these reasons, Plaintiff asks that this Court appoint an umpire for the insurance appraisal. Plaintiff also asks the Court to issue orders as necessary to validate any decision the umpire makes and to issue any orders necessary to conclude this matter at the appropriate time.

Page 3 of 4 Respectfully Submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833-5400 Facsimile: (409) 833-5405

/s/Danny Ray Scott __________________________ Danny Ray Scott State Bar No. 24010920 danny@scottlawyers.com Virginia Izaguirre State Bar No. 24083230 virginia@scottlawyers.com Sean M. Patterson State Bar No. 24073546 sean@scottlawyers.com

Attorneys for Plaintiff

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CAUSE NO. 272,693-B

ANGELA BROOKS-BROWN, § IN THE DISTRICT COURT OF § Plaintiff § § v. § BELL COUNTY, TEXAS § USAA TEXAS LLOYD’S COMPANY § § Defendant § § 146TH JUDICIAL DISTRICT

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING

Comes Now, Defendant USAA Texas Lloyd’s Company (“USAA Texas Lloyd’s”), and respectfully files this Motion for Appointment of Umpire for Insurance Appraisal Proceeding and in support, respectfully shows the following:

I. BACKGROUND

A. Plaintiff’s Request for Appraisal.

This is a residential property insurance dispute involving Angela Brooks-Brown (“Plaintiff”). Plaintiff is the property owner of a home located at

(the “Property”). The Property is alleged to have been damaged by a wind and hail storm (which occurred on or about May 12, 2014), as well as a fire (which occurred on or about April 4, 2014). See Pltf’s Original Pet. ¶¶ 10, 11.

Plaintiff is the policy holder insured pursuant to the terms of USAA Texas Lloyd’s homeowner insurance policy number LLYD 02423 40 74 90A (the “Policy”), which was in effect on the date of losses. See Policy Declaration Page and Appraisal Provision, Ex. A.

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING 1

On or about March 5, 2015, Plaintiff invoked her right to an appraisal pursuant to Section I “Conditions,” Paragraph 8 of the Policy (the “Appraisal Provision”). See Mar. 5, 2015 letter from Pltf’s counsel, Ex. B. Plaintiff then designated Darrell Quinney to serve as her appraiser on or about April 20, 2015. See Apr. 20, 2015 letter from Pltf’s counsel, Ex. C. Mr. Quinney’s company, Loss Solutions, provided the estimate which forms the basis of Plaintiff’s alleged damages in this lawsuit and has been retained by Plaintiff as a testifying expert. As such, USAA Texas Lloyd’s objected to Mr. Quinney serving as an appraiser. 1 See Apr. 23, 2015 letter from USAA Texas Lloyd’s counsel, Ex. D. Nonetheless, in compliance with the Policy, USAA Texas Lloyd’s designated Mark West as its appraiser. See id.

The appraisers met, inspected the property, and exchanged estimates, but have been unable to agree upon a scope and pricing with respect to the conditions observed. Both appraisers inspected the property but they have fundamental disagreements on what constitutes storm damage and fire damage, as well as the costs to repair same. Thus, an umpire is necessary to resolve the differences. USAA Texas Lloyd’s now seeks the appointment of a competent and impartial umpire to complete the appraisal process which was initiated by Plaintiff.

B. The Policy’s Appraisal Provision and Umpire Requirement.

While the parties have chosen their respective appraisers, no umpire has been selected pursuant to the Policy. Specifically, the relevant portion of the Appraisal Provision provides:

Appraisal. If [Plaintiff] and [USAA Texas Lloyd’s] fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 20 days of receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, [Plaintiff] or [USAA Texas Lloyd’s] may request that the choice be made by a judge 1 USAA Texas Lloyd’s reserves it right to challenge whether Mr. Quinney is impartial and competent to serve as an appraiser, as required by the Policy.

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING 2

of a court of the record in the state where the “residence premises” is located. ***

See Ex. A. (emphasis added).

USAA Texas Lloyd’s appraiser, Mr. West, reached out to Plaintiff’s appraiser numerous times to discuss the issue. Mr. West has nominated the following umpires2:

Ret. Judge Carolyn Marks Johnson;

Ret. Judge Don Wittig;

Ret. Judge Rick Morris;

Mr. Cecil Parker, I.A.; and

Mr. Jim Beneke, S.P.P.A. See Apr. 13, 2015 email from Mr. West, Ex. E. Each of Mr. West’s proposed umpires is competent to handle the matter involved. See, e.g., Curriculum vitae of Ret. Judge Morris, Ex. F; biography of Ret. Judge Wittig, Ex. G; biography Mr. Beneke, Ex. H. However, to date, no umpire has been agreed upon by Mr. West and Mr. Quinney. As such, USAA Texas Lloyd’s now requests that the Court appoint an umpire pursuant to the Policy.

II. ARGUMENT AND AUTHORITIES

A. A Court-Appointed Umpire is Proper under the Policy and Texas law.

In order for the parties to complete the appraisal process as outlined in the Policy, a court -appointed umpire is required. The procedures established in the Appraisal Provision are enforceable and favored under Texas law. See In re Universal Underwriters of Texas Ins. Co., 345 S.W.3d 404, 406-07 (Tex. 2011) (orig. proceeding). Pursuant to the Appraisal Provision,

2 Mr. West and Mr. Quinney have been designated as appraisers in multiple lawsuits filed by Plaintiff’s counsel in Bell County, Texas. Mr. West proposed these umpires to Mr. Quinney in all USAA matters in Bell County.

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING 3

USAA Texas Lloyd’s and Plaintiff’s appraisers were required to agree upon and select an umpire by May 8, 2015—i.e., 15 days after the last appraiser was designated, which was on April 23, 2015. See Ex. A. Despite USAA Texas Lloyd’s appraiser’s efforts to reach an agreement with Plaintiff’s appraiser, the umpire selection process has ended at an impasse. Plaintiff’s appraiser, Mr. Quinney, rejected every umpire proposed by Mr. West. Therefore, under the unambiguous language of the Policy, USAA Texas Lloyd’s may now request judicial intervention for the selection of an umpire. See Ex. A (“If [the appraisers] cannot agree upon an umpire within 15 days, [Plaintiff] or [USAA] may request that the choice be made by a judge…”). As such, USAA Texas Lloyd’s now seeks to exercise its right under the Policy to have the Court appoint an umpire and commence the appraisal process.

Additionally, USAA Texas Lloyd’s requests that the Court appoint one of the following umpires:

Ret. Judge Carolyn Marks Johnson;

Ret. Judge Don Wittig;

Ret. Judge Rick Morris;

Mr. Cecil Parker, I.A.; and

Mr. Jim Beneke P.A.

These individuals were previously nominated by Mr. West and are highly qualified. See, e.g., Ex. E-H.

III. CONCLUSION

As shown above, USAA Texas Lloyd’s is entitled to a court-appointed umpire to commence the appraisal process. The appointment of an umpire is supported by the Policy and

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING 4

Texas law. USAA Texas Lloyd’s therefore, respectfully requests that the Court grant this Motion and appoint either Judge Carolyn Marks Johnson, Judge Don Wittig, Judge Rick Morris, Mr. Cecil Parker, I.A., or Mr. Jim Beneke, S.P.P.A. as umpire, as well as all other relief the Court deems just and equitable.

Respectfully submitted,

/s/ Lisa A. Songy Lisa A. Songy State Bar No. 00793122 LisaS@tbmmlaw.com Donnie M. Apodaca, II State Bar No. 24082632 DonnieA@tbmmlaw.com

TOLLEFSON BRADLEY MITCHELL & MELENDI, LLP 2811 McKinney Avenue, Suite 250 West Dallas, Texas 75204 (214) 665-0100 Telephone (214) 665-0199 Facsimile ATTORNEYS FOR DEFENDANT USAA TEXAS LLOYD’S COMPANY

CERTIFICATE OF SERVICE

I hereby certify that a true and correct copy of has been served upon counsel of record via electronic service and facsimile on this 9th day of June, 2015.

Attorneys for Plaintiff Danny Ray Scott danny@scottlawyers.com Virginia Izaguirre virginia@scottlawyers.com Sean M. Patterson sean@scottlawyers.com Scott Law Offices 350 Pine Street, Suite 300 Beaumont, Texas 77701 Facsimile 409.833.5405

/ s / Lisa A. Songy Lisa A. Songy

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING 5

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0901119c9008fad1 0901119c9008fad1

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RICK MORRIS Senior District Judge P.O. Box 1163 Mediator and Arbitrator Salado, Texas 76571 Cell: (254) 718-3388 Phone: (254) 947-1023 www.judgerickmorris.com Rick.Morris@JudgeRickMorris.com

JUDICIAL EXPERIENCE

Judicial Judge, 146th Judicial District of Texas 1989 – 2013 Elected six times without opposition. The 146th District Court is a court of general jurisdiction. Docket consists of one-half of all civil cases, 25% of all domestic relations cases, assistance with criminal cases, as needed, and the entire Texas Department of Protective and Regulatory Services, Child Protective Services docket. Presided over civil cases involving personal injury, legal and medical malpractice, commercial, banking, employment, consumer, real estate, contract, governmental, products liability, DTPA, all aspects of family law and criminal law.

LEGAL EXPERIENCE

Assistant United States Attorney March, 1989 - May, 1989 U.S. Department of Justice, United States Attorney's Office, Gulf Coast Drug Task Force, Southern District of Texas.

Private Practice of Law, Killeen Texas May, 1975 - February, 1989 Engaged in private practice of law in Killeen, Texas; general civil practice, with emphasis in later years on real estate, construction, corporate, banking and general civil litigation. Earlier years of practice included the above, as well as criminal law and domestic relations.

Licensed to practice law in the State of Texas May, 1975 Admitted to practice in Federal Court, Western District of Texas.

EDUCATION

Juris Doctorate Degree, Baylor University School of Law, Waco, Texas May 1975 Dean's Honor List - Summer and Fall 1974

Bachelor of Business Administration, University of Texas, Austin, Texas December 1972 Major: Finance Dean's Honor List - Summer 1972

Killeen High School, Killeen, Texas 1969

RICK MORRIS, Senior District Judge Page 2

PROFESSIONAL AFFILIATIONS, HONORS AND SERVICES

o State Bar of Texas o Judicial Section, State Bar of Texas o Arbitrator – JWA Arbitrations (Judicial Workplace Arbitrations, Inc.) o Alternative Dispute Resolution Section; Family Law Section; Litigation Section; Consumer and Commercial Law Section o Local Administrative District Judge, 1995 – 2012 - Bell County District Courts o Judge, Bell County Drug Court; 2009 to present o President, Bell County Bar Association, 2009-2010; President–Elect: 2008-2009; Secretary-Treasurer: 2007-2008; Board of Directors: 2003-2007 o Bell County Public Sector Lawyer of the Year - 2012 o Bell County Public Sector Lawyer of the Year - 2007 o Director, Judicial Section, State Bar of Texas, 2008-2011 o Director, Texas Center for the Judiciary, Inc., 1994-1997 o Texas College of Judicial Studies Graduate – 2004 o Basic Mediation Certification: University of Texas School of Law – Center for Public Policy Dispute Resolution-2012 o Advanced Family Mediation Training – Alternative Dispute Resolution, Worklife Institute-2012 o Drug Court Judicial Training, The National Drug Court Institute, National Judicial College, Reno, NV o Bell-Lampasas Counties Community Justice Council – 1995 to 2012 o Bell County Juvenile Board – 1989 to 2012 o The College of the State Bar of Texas o Pre-Trial Judge for 3rd, 6th and 7th Administrative Judicial Regions, 1999-2000, Benlate cases o Texas Supreme Court Advisory Committee on Child Support and Visitation Guidelines (1992-1993) o Bell-Lampasas-Mills Counties Bar Association (President, 1982; President-Elect, 1981; Secretary-Treasurer 1979-1980) Board of Directors 2004-2008; o District 8-C Grievance Committee of the State Bar of Texas (1982-1989) o Texas Bar Foundation o Commission Director, Greater Killeen Chamber of Commerce (1984-1987); Vice-President (1987) o Selective Service Commission (1987-1989)

SPEECHES AND ARTICLES

o An Evening with the Judges, 1999 – “What judges look for in Motions & Briefs”; “Common Mistakes of Lawyers” o Fall Bench Bar Conference, 2002 – “Court’s Charge Update” o Fall Bench Bar Conference, 2007 – “Civil Legislation Update” o Law Office 101, 2008 – “Practice in the District Courts” o Spring Bench Bar – 2009;; “DWOP’s, Motions to Withdraw and Discovery Control Plans”

PERSONAL INFORMATION

Born: September 20, 1950, Killeen, Texas Married: July 16, 1971 Spouse: Karen Boydstun Morris; University of Mary-Hardin Baylor graduate; teacher, Harker Heights High School Two children and four grandchildren Hobbies: Fly Fishing and Golf

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Don Wittig Page 1 of 2

WELCOME APPOINTMENTS LEO C. SALZMAN DON WITTIG

CHARL E WILLETTE FEE SCHEDULE DIRECTIONS CONTACT US

LEGAL EXPERIENCE

- 37 years trial and appellate experience as advocate and judge including: - 3 years as Justice, 14th Court of Appeals - 11 years as Judge, 125th District Court - 23 years as trial lawyer including 3 years in United States Marine Corps

LEGAL EDUCATION

- United States Naval Academy, 1960, 1961 - B A , with Honors, St Mary's University, 1963 - J D , The School of Law, St Mary's University, 1965 - United States Naval Justice School, with Honors - Post Graduate Studies: Economics (33 hours); Theology (12 hours); Judicial Studies (15 hours); and Advanced studies in Mediation and Arbitration

PROFESSIONAL ACTIVITIES

- A B A Certified Mediator/Arbitrator, 2001 to present - Senior Appellate Justice, over five years combined service on 14th, 13th, 12th, 10th, 9th, 8th, and 3rd Courts of Appeals - Senior State District Judge, eleven years service on 125th District Court - Twenty two years trial practice - First State District Judge in Texas to be Double Board Certified - Former Deputy Chief Prosecutor, First Marine Division, RVN

HONORS

- Joe C Bettencourt Award, Best All Around Student - Associate Editor, The Paduan - Editor in-Chief, St Mary's University School of Law, Barrister News - Author of over 500 Texas Appellate Opinions

http://www.leosalzman.com/Don_Wittig.html 5/20/2015 Don Wittig Page 2 of 2

- Author and Speaker on Multiple CLE Presentations - Author: One Hundred and Two Ways to Survive Big City Life - Pi Gamma Mu, National Honor Society in Government - Omicron Dela Epsilon, National Honor Society in Economics - Who's Who in American Law - Navy Achievement Medal with Combat "V"

CONTENT COPYRIGHT 2015. LEO C. SALZMAN. ALL RIGHTS RESERVED.

http://www.leosalzman.com/Don_Wittig.html 5/20/2015

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Professional Profile Jim Beneke is a strong and effective advocate for commercial property owners in the aftermath of a

integrity in negotiating a fair and proper insurance settlement for his clients.

property loss for the first time.

Professional Distinctions

review and report on issues affecting the function, operation, and administration of claims procedures http://ai-texas.com/bio/jim-beneke/ 5/20/2015 Jim Beneke, SPPA, President at Beneke/Adjusters International | Adjusters International Page 2 of 2

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CAUSE NO. 272,693-B

ANGELA BROOKS-BROWN, § IN THE DISTRICT COURT OF § Plaintiff, § § v. § BELL COUNTY, TEXAS § USAA TEXAS LLOYD’S COMPANY § § Defendant. § 146TH JUDICIAL DISTRICT

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF

Comes Now, Defendant USAA Texas Lloyd’s Company (“USAA Texas Lloyd’s”), and files this, its Verified Application for Temporary Injunction against Plaintiff Angela Brooks-Brown (“Brooks-Brown”), and respectfully shows the Court as follows:

A. PARTIES

1. Plaintiff is Angela Brooks-Brown. Brooks-Brown is a resident of Bell County, Texas

and a citizen of the State of Texas. Brooks-Brown has appeared in this matter through

her counsel of record. 2. Defendant is USAA Texas Lloyd’s Company. Defendant has appeared in this matter

through its counsel of record.

B. JURISDICTION & VENUE

3. Jurisdiction exists and venue is proper because:

a. Brooks-Brown filed the underlying lawsuit in this Court;

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 1

b. No order of dismissal has been signed by this Court;

c. The Court’s plenary power has not expired;

d. Prior to a final judgment, a trial court, in the exercise of its plenary power, can

issue an anti-suit injunction;

e. The Court has dominant jurisdiction for the appointment of an umpire;

f. The property in question (located at 707 Aries Ave., Killeen, Texas 76542) is in

Bell County, Texas (the “Property”);

g. A substantial part of the events or omissions giving rise to this claim occurred in

Bell County, Texas; and

h. The appraisal at issue is occurring in Bell County, Texas.

C. FACTS

4. On or about September 11, 2014, Brooks-Brown filed the underlying insurance lawsuit

seeking damages from USAA Texas Lloyd’s. 5. Brooks-Brown’s lawsuit generally alleges the following:

a. Brooks-Brown is the owner of a homeowner insurance policy, policy number

0242343 40 74 90A (the “Policy”);

b. Brooks-Brown owned the insured property that is specifically located at

;

c. On or about April 4, 2014, the Property sustained fire damage. Brooks-Brown

filed a claim with USAA Texas Lloyd’s related to this fire;

d. On or about May 12, 2014, the Property sustained windstorm and hail damage.

Brooks-Brown filed a claim with USAA Texas Lloyd’s related to this occurrence;

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 2

e. Brooks-Brown’s property damage is covered by the Policy; and

f. USAA Texas Lloyd’s has not properly calculated the amount owed Plaintiff under

the Policy. 6. The Policy at issue has an appraisal clause, which provides, in part, as follows:

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 3

See Plaintiff’s Insurance Policy, Ex. A. 7. On or about March 5, 2015, Brooks-Brown invoked her right to an appraisal pursuant to

Section I “Conditions,” Paragraph 8 of the Policy. See Ex. B. 8. Brooks-Brown then designated Darrell Quinney to serve as her appraiser on or about

April 20, 2015. Mr. Quinney’s company, Loss Solutions, provided the estimate which

forms the basis of Brooks-Brown’s alleged damages in this lawsuit and has been retained

by Brooks-Brown as a testifying expert. As such, USAA Texas Lloyd’s objected to Mr.

Quinney serving as an appraiser. See Ex. C. 9. Nonetheless, in compliance with the Policy, USAA Texas Lloyd’s designated Mark West

as its appraiser. See Ex. D. 10. The appraisers met, inspected the property, and exchanged estimates, but have been

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 4

unable to agree upon a scope and pricing with respect to the conditions observed.

Further, the appraisers exchanged names of potential umpires but have been unable to

agree on an umpire to resolve their differing opinions regarding the scope and pricing for

repairs to the property. 11. On or about June 9, 2015, pursuant to the Policy, USAA Texas Lloyd’s filed a Motion for

Appointment of Umpire for Insurance Appraisal Proceeding. 12. Brooks-Brown filed a Notice of Non-Suit without Prejudice in the above-referenced

lawsuit on June 8, 2015. 13. Brooks-Brown then filed a new lawsuit in Jefferson County regarding the same parties

and subject matter as this lawsuit. See Ex. E. 14. Jefferson County is not a proper venue under the Texas venue provisions or the Policy. 15. Upon information and belief, this Court has not signed a dismissal order. 16. Upon information and belief, this Court’s plenary power has not expired. 17. USAA Texas Lloyd’s attaches an affidavit as Exhibit F that proves the allegations in this

application for injunctive relief and incorporates it by reference.

D. APPLICATION FOR TEMPORARY INJUNCTION

18. USAA Texas Lloyd’s application for a temporary injunction is authorized by Texas law. 19. USAA Texas Lloyd’s asks the court to enjoin Brooks-Brown and Brooks-Brown’s

counsel from seeking the appointment of an umpire from any other court and from

proceeding any further with an umpire appointed by another court. 20. The appraisal will set the amount of damages subject to the terms and conditions of the

policy after this Court appoints an umpire.

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 5

21. If USAA Texas Lloyd’s application is not granted, harm is imminent because USAA

Texas Lloyd’s will have to appear and respond in a mirror lawsuit and there is the risk of

two umpires being appointed in two different courts (one of which is not a proper venue). 22. The harm that will result if the temporary injunction is not issued is irreparable. 23. Additionally, by filing her Jefferson County Lawsuit and seeking relief which is outside

of the terms of the Policy, Brooks-Brown has breached the Policy. 24. This anti-suit injunction is appropriate for the following reasons:

a. the Jefferson County court is a threat to this Court's jurisdiction and final

judgments;

b. public policy (and the Texas venue statutes) requires that umpires be appointed by

judges sitting in the same county as the insured property;

c. To prevent a multiplicity of court appointed umpires and court proceedings; and

d. To protect USAA Texas Lloyd’s from Brooks-Brown’s vexatious and harassing

litigation. 25. Additionally, this Court has dominant jurisdiction because appraisal was first invoked in

this lawsuit in Bell County, Texas, and appraisal has been proceeding within the confines

of this lawsuit. 26. USAA Texas Lloyd’s has no adequate remedy at law. 27. USAA Texas Lloyd’s is willing to post bond.

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 6

E. REQUEST FOR TEMPORARY INJUNCTION

28. USAA Texas Lloyd’s asks this Court to set its application for temporary injunction for a

hearing and, after the hearing, issue a temporary injunction against Brooks-Brown. 29. USAA Texas Lloyd’s has joined all indispensable parties under Texas Rule of Civil

Procedure 39.

F. PRAYER

30. For these reasons, USAA Texas Lloyd’s asks that Brooks-Brown be cited to appear and

answer and, on final trial, that USAA Texas Lloyd’s be awarded a judgment against

Brooks-Brown for a temporary injunction and all other relief to which USAA Texas

Lloyd’s is entitled.

Respectfully submitted,

/s/ Lisa A. Songy Lisa A. Songy State Bar No. 00793122 LisaS@tbmmlaw.com Donnie M. Apodaca, II State Bar No. 24082632 DonnieA@tbmmlaw.com

TOLLEFSON BRADLEY MITCHELL & MELENDI, LLP 2811 McKinney Avenue, Suite 250 West Dallas, Texas 75204 (214) 665-0100 Telephone (214) 665-0199 Facsimile ATTORNEYS FOR DEFENDANT USAA TEXAS LLOYD’S COMPANY

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 7

CERTIFICATE OF SERVICE

I hereby certify that a true and correct copy of has been served upon counsel of record via electronic service and facsimile on this 26th day of June, 2015.

Attorneys for Plaintiff Danny Ray Scott danny@scottlawyers.com Virginia Izaguirre virginia@scottlawyers.com Sean M. Patterson sean@scottlawyers.com Scott Law Offices 350 Pine Street, Suite 300 Beaumont, Texas 77701 Facsimile 409.833.5405

/ s / Lisa A. Songy Lisa A. Songy

DEFENDANT USAA TEXAS LLOYD’S COMPANY’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF 9

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STATE OF TEXAS § COUNTY OF DALLAS §

AFFIDAVIT OF LISA SONGY

BEFORE ME, the undersigned authority, on this day personally appeared Lisa Songy, who swore and affirmed to tell the truth and stated as follows:

1. “My Name is Lisa Songy. I am over the age of 18 years and of sound mind and capable of making this sworn statement. I have personal knowledge of the facts written in this statement, and these statements are true and correct.

2. I am counsel of record for USAA Texas Lloyd’s in this matter.

3. Danny Ray Scott, Jr. represents Angela Brooks-Brown in the following lawsuits:

(1) Angela Brooks-Brown v. USAA Texas Lloyd’s Company; Cause No. 272,693-

B; In the 146th Judicial District Court Bell County, Texas; and

(2) Angela Brooks-Brown v. USAA Texas Lloyd’s Company; Cause No. 0127771;

In the County Court at Law No. 1, Jefferson County, Texas.

4. According to the file-stamped copy of Plaintiff’s Original Petition, Angela Brooks-Brown filed her first lawsuit (the “Bell County Lawsuit”) on September 11, 2014. A true and correct copy of the Original Petition filed in the Bell County Lawsuit is attached hereto as Exhibit A.

5. According to the file-stamped copy Plaintiff’s Original Petition for Appointment of Umpire, Angela Brooks-Brown filed her second lawsuit (the “Jefferson County Lawsuit”) on June 8, 2015. A true and correct copy of the Jefferson County Lawsuit is attached hereto as Exhibit B.

6. Both lawsuits involve Angela Brooks-Brown’s residence, which is located at

. Further, both lawsuits concern the occurrence of two events. The first event was a fire, which Angela Brooks-Brown alleges occurred on April 4, 2014. The Second event was a wind and hailstorm, which Angela Brooks-Brown alleges occurred on May 12, 2014.

7. On or about March 5, 2015, I received a letter from Danny Ray Scott, Jr., invoking the Appraisal Provision of Angela Brooks-Brown’s homeowner insurance, Policy Number LLYD 02423 40 74 90A (the “Policy”). A true and correct copy of the letter is attached hereto as Exhibit C.

8. On or about April 20, 2015, I received a letter from Danny Ray Scott, Jr.’s Paralegal, Jo Ann Haynes, designating Darrell Quinney of Loss Solutions as Angela Brooks-Browns’ appraiser for the insurance appraisal proceeding. A true and correct copy of the letter is attached hereto as Exhibit D.

9. On or about April 23, 2015, I sent Danny Ray Scott Jr. a letter objecting to his use of Darrell Quinney as an appraiser and designating Mark West as USAA Texas Lloyd’s Company’s appraiser for the insurance appraisal proceeding. A true and correct copy of the letter is attached hereto as Exhibit E.

10. Mark West and Darrell Quinney have been unable to agree on an umpire for the insurance appraisal proceeding.

11. On or about June 9, 2015, on behalf of USAA Texas Lloyd’s Company, I filed a Motion for Appointment of Umpire for Insurance Appraisal Proceeding because the appraisers were unable to agree on an umpire.

12. On or about June 10, 2015, I received a letter from Danny Ray Scott, Jr. demanding that I withdraw the Motion for Appointment of Umpire for Insurance Appraisal

EXHIBIT

EXHIBIT

EXHIBIT

EXHIBIT

EXHIBIT

EXHIBIT

Filed 7/9/2015 3:07:09 PM Joanna Staton, District Clerk District Court - Bell County, TX /s/ Bonnie Sather

CAUSE NO. 272,6930B

ANGELA BROOKS0BROWN § IN THE DISTRICT COURT § v. § 146TH JUDICIAL DISTRICT § USAA TEXAS LLOYD’S COMPANY § BELL COUNTY, TEXAS

PLAINTIFF’S PLEA IN ABATEMENT TO DEFENDANT’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING

Plaintiff, Angela Brooks0Brown, asks the Court to abate defendant USAA Texas Lloyd’s Company’s motion for appointment of umpire for insurance appraisal proceeding because the matter is already pending in another forum.

INTRODUCTION & BACKGROUND

1. Plaintiff, Angela Brooks0Brown, sued defendant, USAA Texas Lloyd’s Company (“USAA”), for breach of contract, violations of the Texas Insurance Code, violation of the Texas Deceptive Trade Practices Act, and common law fraud.

2. On March 5, 2015, plaintiff invoked the insurance policy’s appraisal provision and notified defendant in accordance with the policy’s requirements. See Exhibit A. On June 6, 2015, plaintiff’s counsel filed a notice of nonsuit of all of plaintiff’s claims. See Exhibits B and C.

3. The contract of insurance that governs plaintiff’s claim is a contract that defendant USAA Texas Lloyd’s Company unilaterally drafted and sold to plaintiff. In this insurance contract, USAA Texas Lloyd’s Company granted express permission to plaintiff to ask any judge in the state of Texas to appoint an umpire in the appraisal proceeding. See Exhibit D (Bates No. UTLC000110).

4. On June 6, 2015, plaintiff’s counsel filed a petition in Jefferson County, Texas asking a Jefferson County judge to appoint an umpire in the appraisal. See Exhibits E and F. Although

FWD TO CC 7/10/15 7/10/2015 Page 1 of 5

plaintiff filed the petition on Saturday, June 6, 2015, the clerk did not file stamp the document until midnight on June 8, 2015. Id. Simultaneously with the filing of the petition, plaintiff asked the Jefferson County Clerk to serve USAA Texas Lloyd’s Company with the petition and plaintiff paid the fees associated with that request. See Exhibit E. After plaintiff filed the petition in Jefferson County asking a court to appoint an appraisal umpire, on June 8, 2015, defendant filed its motion in this Court asking the court to appoint an umpire for appraisal. See Defendant’s Motion.

ARGUMENT & AUTHORITIES

A. THE COURT SHOULD ABATE DEFENDANT’S MOTION BECAUSE THE JEFFERSON COUNTY COURT HAS DOMINANT JURISDICTION

5. The Court should abate defendant’s motion because plaintiff has already filed a petition in Jefferson County, Texas asking a court to appoint an appraisal umpire, giving that court dominant jurisdiction. Dominant jurisdiction belongs to the first court in which suit is properly filed. In re Puig, 351 S.W.3d 301, 305 (Tex. 2011); Wyatt v Shaw Plumbling Co., 760 S.W.2d 245, 248 (Tex. 1988). When the subject matter of two suits is inherently interrelated, the court where the second suit was filed must grant a motion to abate. In re Puig, 351 S.W.3d at 3050306. Any subsequent suit involving the same parties and the same controversy must be dismissed if a party to that suit calls the second courtfs attention to the pendency of the prior suit by a plea in abatement. In re Sims, 88 S.W.3d 297, 302 (Tex. App.—San Antonio 2002, no pet.). 6. In State Farm Lloyds v. Johnson and Gilbert Texas Construction v Underwriters at Lloyds, the Supreme Court of Texas emphasizes the contractual nature of the appraisal right. See State Farm Lloyds v. Johnson, 290 S.W.3d 886 (Tex. 2009); Gilbert Texas Const., L.P. v. Underwriters at LloydCs London, 327 S.W.3d 118, 126 (Tex. 2010). The Court states, “The principles courts use when

Page 2 of 5 interpreting an insurance policy are well established. Those principles include construing the policy according to general rules of contract construction to ascertain the partiesf intent. First, we look at the language of the policy because we presume parties intend what the words of their contract say.” Gilbert Texas Const., L.P. v. Underwriters at LloydCs London, 327 S.W.3d at 895. The Court urges courts to honor the partiesf agreement and not remake their contract by reading additional provisions into it. Id. Like any other contractual provision, appraisal clauses should be enforced. State Farm Lloyds v. Johnson, 290 S.W.3d at 895. 7. Defendant, USAA Texas Lloyd’s Company drafted and granted plaintiff express permission to ask any judge of a court of record in the state where the “residence premises” is located to appoint an appraisal umpire. Specifically, the insurance policy’s appraisal clause states the following: “If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the “residence premises” is located. See Exhibit D (Bates No. UTLC000110). 8. Exercising this right granted to plaintiff by defendant, on June 6, 2015, plaintiff’s counsel filed a petition in Jefferson County, Texas asking a Jefferson County judge to appoint an umpire in the appraisal. Later, on June 8 2015, defendant filed a motion in this Court to appoint an appraisal umpire. Since plaintiff has previously asked a Jefferson County court to appoint an appraisal umpire, the Jefferson County court has dominant jurisdiction over the issue of the appointment of an appraisal umpire. The policy, written by defendant, expressly grants plaintiff

Page 3 of 5 the right to ask any court in this state to appoint an umpire for appraisal. As a court notes, Texas does not have a statue that exclusively vest jurisdiction to appoint an appraisal umpire in the county where the loss occurred. Fire AssCn of Philadelphia v. Ballard, 112 S.W.2d 532, 534 (Tex. App.— Waco 1938, no pet.).

CONCLUSION

9. Plaintiff has filed a petition in Jefferson County asking the court to appoint an umpire for appraisal. Defendant expressly granted plaintiff the right to ask any court in the state to appoint an appraisal umpire. Since plaintiff requested a court in Jefferson County to appoint an umpire before defendant, the Jefferson County court has dominant jurisdiction.

PRAYER

10. For these reasons, plaintiff asks the Court, after a hearing, to abate defendant’s motion for appointment of an appraisal umpire.

Respectfully submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 83305400 Facsimile: (409) 83305405

/s/Danny Ray Scott __________________________ DANNY RAY SCOTT State Bar No. 24010920 danny@scottlawyers.com VIRGINIA IZAGUIRRE State Bar No. 24083230 virginia@scottlawyers.com SEAN M. PATTERSON

Page 4 of 5

State Bar No. 24073546 sean@scottlawyers.com

Attorneys for Plaintiff

CERTIFICATE OF SERVICE

This is to certify that a true and correct copy of the above and foregoing has been served on all counsel of record in accordance with the Texas Rules of Civil Procedure on July 9, 2015.

/s/ Danny Ray Scott

DANNY RAY SCOTT

Page 5 of 5

Filed 6/8/2015 12:00:00 AM Joanna Staton, District Clerk District Court - Bell County, TX by Bonnie Sather , Deputy

CAUSE NO. 272,693-B

ANGELA BROOKS-BROWN § IN THE DISTRICT COURT § § v. § 146th JUDICIAL DISTRICT § § USAA TEXAS LLOYD’S COMPANY § BELL COUNTY, TEXAS

PLAINTIFF’S NOTICE OF NON-SUIT WITHOUT PREJUDICE

Plaintiff, Angela Brooks-Brown, files this Notice of Non-suit without Prejudice.

At this time, Plaintiff does not desire to pursue the claims in this cause against

Defendant USAA Texas Lloyd’s Company. Texas Rule of Civil Procedure 162 provides that “at

any time before the plaintiff has introduced all of its evidence…, the plaintiff may dismiss a

case, or take a non-suit, which shall be entered in the minutes. Notice of the dismissal or non-

suit shall be served…without necessity of court order.” Plaintiff hereby exercises the right to

non-suit USAA Texas Lloyd’s Company without prejudice from the claims asserted in this

specific case.

For these reasons, Plaintiff hereby nonsuits plaintiff’s claims against defendant USAA

Texas Lloyd’s Company without prejudice to the refiling of plaintiff’s claims at a later date.

6/8/2015

Page 1 of 2

FWD TO CC 6/8/15

Respectfully submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833-5400 Facsimile: (409) 833-5405

/s/ Danny Ray Scott DANNY RAY SCOTT State Bar No. 24010920 VIRGINIA IZAGUIRRE State Bar No. 24083230 SEAN M. PATTERSON State Bar No. 24073546

ATTORNEYS FOR PLAINTIFF

Page 2 of 2

7/4/2015 ProDoc® eFiling 2 - Filing Details Petition

Filing Fees Filing Information Copies -­ Service ($1.00 x 4) $4.00 Current Status: accepted Issue Citation -­ Certified Mail $4.00 Accepted Date/Time: 6/8/2015 8:18:26 AM Service -­ Constable -­ All Other $65.00 Filing Description: Petition to Appoint Appraisal Umpire Total Filing Fees: $73.00 Reference Number: Angela Brooks-­Brown Comments for Clerk:

Document Information Document(s) Filed: Lead Document: Original -­ Angela Brooks-­Brown Pet to Appoint Umpire.docx.pdf [Exhibit -­ Angela Brooks-­Brown Petition Document Description: Contains sensitive data] to Appoint Umpire.pdf Transmitted -­ Angela Brooks-­Brown Pet to Appoint Umpire.docx.pdf Angela Brooks-­Brown Petition Document Description: [Exhibit -­ Contains sensitive data] to Appoint Umpire.pdf Attachments: Angela Brooks-­Brown Cover sheet.pdf [Exhibit -­ Contains sensitive Angela Brooks-­Brown Document Description: data] Cover_sheet.pdf Transmitted -­ Angela Brooks-­Brown Cover sheet.pdf [Exhibit -­ Contains Transmitted -­ Angela Brooks-­ Document Description: sensitive data] Brown Cover_sheet.pdf

-­

This site and all contents Copyright ©2003-­2015 Thomson Reuters. All rights reserved.

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FILED FOR RECORD Carolyn L. Guidry 6/8/2015 12:00:00 AM COUNTY CLERK JEFFERSON COUNTY 0127771 CAUSE NO. ______________________ 0127771

ANGELA BROOKS-BROWN § IN THE COUNTY COURT § § v. § AT LAW NO. 1 § § USAA TEXAS LLOYD’S COMPANY § JEFFERSON COUNTY, TEXAS

PLAINTIFF’S ORIGINAL PETITION FOR APPOINTMENT OF APPRAISAL UMPIRE TO THE HONORABLE JUDGE OF SAID COURT:

NOW COMES ANGELA BROOKS-BROWN (herein after referred to as “Plaintiff”), complaining of Defendant, USAA TEXAS LLOYD’S COMPANY, (hereinafter referred to as “USAA”) and hereby respectfully show unto the Court as follows:

DISCOVERY CONTROL PLAN

1. Plaintiff intends for discovery to be conducted under Level 1 of Rule 190 of the Texas Rules of Civil Procedure.

PARTIES

2. Plaintiff, ANGELA BROOKS-BROWN, is an individual and resident of Bell County and citizen of the state of Texas.

3. Defendant, USAA TEXAS LLOYD’S COMPANY, hereinafter “USAA,” is a

domestic insurance carrier, incorporated and engaging in the business of insurance in the State of Texas, and may be served with process by serving its President, Laura M. Bishop, 9800 Fredericksburg Road, San Antonio, Texas 78288.

VENUE

4. Venue is proper in Jefferson County, Texas, because the insurance contract

Page 1 of 4

hj drafted by the defendant grants the parties the right to petition a judge of a court of record in the state where the “residence premises” is located to appoint an appraisal umpire.

FACTS

5. Plaintiff is the owner of a homeowner insurance policy, policy number 0242343 40 74 90A, issued by the Defendant (hereinafter referred to as the “Policy”).

6. Plaintiff owned the insured property that is specifically located at

(hereinafter referred to as the “Property”).

7. Defendant or its agent sold the Policy, insuring the property, to Plaintiff.

8. On or about April 4, 2014, Plaintiff’s property sustained fire damage, specifically to the fence. Plaintiff filed a claim with her insurance company, USAA for the damages to her property caused by the fire.

9. On or about May 12, 2014, Plaintiff’s property sustained windstorm and hail damage. Plaintiff’s roof sustained extensive damage during the storm including damage to the shingles, roof jack, drip edge, chimney and other structural parts of the roof. Plaintiff’s property also sustained exterior damage to the cornice and siding, dryer vent, windows, fence, garage door and a/c unit. After the storm, Plaintiff filed a claim with her insurance company, USAA, for the damages to her home caused by the storm.

10. Plaintiff submitted claims to USAA against the Policy for damage caused to the property as a result of the fire and the wind and hail. Plaintiff asked USAA to cover the cost of repairs to the Property pursuant to the Policy and any other available coverages under the Policy. USAA assigned claim number 024234074-3 to Plaintiff’s fire claim and claim number 024234074-4 to Plaintiff’s wind and hail claim.

Page 2 of 4

11. On March 5, 2015, plaintiff communicated to defendant that plaintiff disagreed with defendant’s determination of the amount of loss with respect to plaintiff’s insurance claim. Plaintiff also communicated to defendant that plaintiff wished to invoke the insurance policy’s appraisal clause.

12. The insurance policy’s appraisal clause states the following: “If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the “residence premises” is located. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will set the amount of loss.”

13. The requisite period of time has expired and the appraisers have not agreed upon an umpire. Plaintiff therefore requests that this Court select an umpire in accordance with and as allowed by the policy’s provisions.

PRAYER

14. For these reasons, Plaintiff asks that this Court appoint an umpire for the insurance appraisal. Plaintiff also asks the Court to issue orders as necessary to validate any decision the umpire makes and to issue any orders necessary to conclude this matter at the appropriate time.

Page 3 of 4 Respectfully Submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833-5400 Facsimile: (409) 833-5405

/s/Danny Ray Scott __________________________ Danny Ray Scott State Bar No. 24010920 danny@scottlawyers.com Virginia Izaguirre State Bar No. 24083230 virginia@scottlawyers.com Sean M. Patterson State Bar No. 24073546 sean@scottlawyers.com

Attorneys for Plaintiff

Page 4 of 4

Filed 7/9/2015 2:57:10 PM Joanna Staton, District Clerk District Court - Bell County, TX /s/ Melissa Wallace

CAUSE NO. 272,6930B

ANGELA BROOKS0BROWN § IN THE DISTRICT COURT § v. § 146TH JUDICIAL DISTRICT § USAA TEXAS LLOYD’S COMPANY § BELL COUNTY, TEXAS

PLAINTIFF’S RESPONSE TO DEFENDANT’S VERIFIED APPLICATION FOR TEMPORARY INJUNCTION AGAINST PLAINTIFF

Plaintiff, Angela Brooks0Brown, asks the Court to deny defendant USAA Texas Lloyd’s Company’s application for temporary injunction against plaintiff because defendant has failed to show it has a right to the relief sought.

INTRODUCTION & BACKGROUND

1. Plaintiff, Angela Brooks0Brown, sued defendant, USAA Texas Lloyd’s Company (“USAA”), for breach of contract, violations of the Texas Insurance Code, violation of the Texas Deceptive Trade Practices Act, and common law fraud.

2. On March 5, 2015, plaintiff invoked the insurance policy’s appraisal provision and notified defendant in accordance with the policy’s requirements. See Exhibit A. On June 6, 2015, plaintiff’s counsel filed a notice of nonsuit of all of plaintiff’s claims. See Exhibits B and C.

3. The contract of insurance that governs plaintiff’s claim is a contract that defendant USAA Texas Lloyd’s Company unilaterally drafted and sold to plaintiff. In this insurance contract, USAA Texas Lloyd’s Company granted express permission to plaintiff to ask any judge in the state of Texas to appoint an umpire in the appraisal proceeding. See Exhibit D (Bates No. UTLC000110).

4. On June 6, 2015, plaintiff’s counsel filed a petition in Jefferson County, Texas asking a Jefferson County judge to appoint an umpire in the appraisal. See Exhibits E and F. Although

Page 1 of 7 plaintiff filed the petition on Saturday, June 6, 2015, the clerk did not file stamp the document until midnight on June 8, 2015. Id. Simultaneously with the filing of the petition, plaintiff asked the Jefferson County Clerk to serve USAA Texas Lloyd’s Company with the petition and plaintiff paid the fees associated with that request. See Exhibit E. After plaintiff filed the petition in Jefferson County asking a court to appoint an appraisal umpire, on June 8, 2015, defendant filed its motion in this Court asking the court to appoint an umpire for appraisal. See Defendant’s Motion for Appointment Umpire for Insurance Appraisal Proceeding. Now defendant files an application for temporary injunction against plaintiff, asking this Court to restrict plaintiff from exercising the contractual right defendant expressly granted to plaintiff.

ARGUMENT & AUTHORITIES

5. The purpose of a temporary injunction is to preserve the status quo of the litigationes subject matter pending a trial on the merits. Butnari v. Ford Motor Co., 84 S.W.3d 198, 204 (Tex. 2002). A temporary injunction is an extraordinary remedy and does not issue as a matter of right. Id. An applicant for temporary injunction must plead and prove (1) a cause of action against the defendant, (2) a probable right to the relief sought, and (3) a probable, imminent, and irreparable injury in the interim. Id. An injury is irreparable if the injured party cannot be compensated adequately in damages or if the damages cannot be measured by any certain pecuniary standard. Id. To demonstrate probable injury or harm, an applicant must show an injury for which there can be no real legal measure of damages or none that can be determined with a sufficient degree of certainty. Marketshare Telecom, L.L.C. v. Ericsson, Inc., 198 S.W.3d 908, 9250926 (Tex. App.0Dallas 2006, no pet.). At a temporary injunction hearing, the trial court considers whether the applicant has shown a probability of success and irreparable injury. Id. at

Page 2 of 7 922. Defendant’s application should be denied because defendant has failed to show it has a right to the relief sought.

A. Defendant Expressly Granted Plaintiff the Right to Request a Jefferson County Judge to Appoint an Umpire for the Appraisal Process.

6. Plaintiff has a contractual right to request a Jefferson County judge to appoint an umpire. Defendant, USAA Texas Lloyd’s Company drafted and granted plaintiff express permission to ask any judge of a court of record in the state where the “residence premises” is located to appoint an appraisal umpire. Specifically, the insurance policy’s appraisal clause states the following: “If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the “residence premises” is located. See Exhibit D (Bates No. UTLC000110). Exercising this right granted to plaintiff by defendant, on June 6, 2015, plaintiff’s counsel filed a petition in Jefferson County, Texas asking a Jefferson County judge to appoint an umpire in the appraisal.

7. In State Farm Lloyds v. Johnson and Gilbert Texas Construction v Underwriters at Lloyds, the Supreme Court of Texas emphasizes the contractual nature of the appraisal right. See State Farm Lloyds v. Johnson, 290 S.W.3d 886 (Tex. 2009); Gilbert Texas Const., L.P. v. Underwriters at LloydEs London, 327 S.W.3d 118, 126 (Tex. 2010). The Court states, “The principles courts use when interpreting an insurance policy are well established. Those principles include construing the policy according to general rules of contract construction to ascertain the partiese intent. First, we

Page 3 of 7 look at the language of the policy because we presume parties intend what the words of their contract say.” Gilbert Texas Const., L.P. v. Underwriters at LloydEs London, 327 S.W.3d at 895. The Court urges courts to honor the partiese agreement and not remake their contract by reading additional provisions into it. Id. Like any other contractual provision, appraisal clauses should be enforced. State Farm Lloyds v. Johnson, 290 S.W.3d at 895.

8. Because the insurance contract was drafted by USAA provided express contractual language authorizing plaintiff to ask a judge in Jefferson County to appoint an umpire, plaintiff has the contractual authority to request a judge in Jefferson County to appoint an umpire. Defendant has not produced any evidence that plaintiff waived this contractual right. B. Dominant Jurisdiction

9. Defendant incorrectly argues that this Court has dominant Jurisdiction. Plaintiff demanded appraisal pursuant to the terms of the insurance policy. On March 5, 2015, plaintiff invoked appraisal pursuant to the terms of the insurance policy. See Exhibit A. On June 6, 2015, plaintiff’s counsel filed a notice of nonsuit of all of plaintiff’s claims. See Exhibits B and C. On June 6, 2015, plaintiff’s counsel filed a petition in Jefferson County, Texas asking a Jefferson County judge to appoint an umpire in the appraisal. See Exhibits E and F. Although plaintiff filed the petition on Saturday, June 6, 2015, the clerk did not file stamp the document until midnight on June 8, 2015. Simultaneously with the filing of the petition, plaintiff asked the Jefferson County Clerk to serve USAA Texas Lloyd’s Company with the petition and plaintiff paid the fees associated with that request. See Exhibit E. After plaintiff filed the petition in Jefferson County asking a court to appoint an appraisal umpire, on June 8, 2015, defendant filed its motion in this Court asking the court to appoint an umpire for appraisal.

Page 4 of 7 10. Dominant jurisdiction belongs to the first court in which suit is properly filed. In re Puig, 351 S.W.3d 301, 305 (Tex. 2011); Wyatt v Shaw Plumbling Co., 760 S.W.2d 245, 248 (Tex. 1988). Since plaintiff has previously asked a Jefferson County court to appoint an appraisal umpire, the Jefferson County court has dominant jurisdiction over the issue of the appointment of an appraisal umpire. C. Venue is Proper in Jefferson County 11. As stated above, the policy drafted by USAA expressly grants plaintiff the right to request a Jefferson County judge to appoint an umpire for appraisal. Strangely, defendant does not mention the policy provision that granted plaintiff this right in its motion. Defendant has not shown any evidence that plaintiff waived this right, which was granted to plaintiff by defendant. Since the policy expressly stated that plaintiff could request “a judge of court of record in the state where the “residence premises” is located” to appoint an appraisal umpire, venue is proper in Jefferson County. In exchange for monetary insurance premium payments, USAA gave plaintiff the right to ask any judge in the state of Texas to appoint an umpire. If USAA wished to restrict umpire0appointing authority to judges located in Bell County, it could have easily drafted a contract that would have contained that restriction. Now that plaintiff has availed herself of the privileges afforded her under that contract of insurance, USAA now seeks to punish her and/or her attorneys for taking an action that is expressly allowed by the contract. 12. Defendant also erroneously argues that public policy and Texas venue statutes requires that umpires be appointed by judges sitting in the same county as the insured property. Defendant offers no authority to support this contention. Defendant deliberately confuses the issues of (1) the proper venue for plaintiff’s contractual and extra0contractual

Page 5 of 7 claims contained in plaintiff’s original petition filed in Bell County; and (2) the proper venue for the appointment of an umpire in the appraisal proceeding. It is obvious that the proper venue for plaintiff’s contractual and extra0contractual claims contained in her original petition is Bell County, Texas. However, the contract that defendant USAA Texas Lloyd’s Company drafted and for which it accepted financial compensation from plaintiff in exchange for insuring plaintiff’s property, granted plaintiff express permission to ask any judge in any one of 254 Texas counties to appoint an umpire in the appraisal proceeding. See Exhibit D (Bates No. UTLC000110). As a court notes, Texas does not have a statue that exclusively vest jurisdiction to appoint an appraisal umpire in the county where the loss occurred. Fire AssEn of Philadelphia v. Ballard, 112 S.W.2d 532, 534 (Tex. App.— Waco 1938, no pet.).

PRAYER

13. For these reasons, plaintiff asks the Court to deny defendant’s application for temporary injunction.

Respectfully submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 83305400 Facsimile: (409) 83305405

/s/Danny Ray Scott __________________________ DANNY RAY SCOTT State Bar No. 24010920 danny@scottlawyers.com VIRGINIA IZAGUIRRE State Bar No. 24083230 virginia@scottlawyers.com SEAN M. PATTERSON State Bar No. 24073546

Page 6 of 7

sean@scottlawyers.com

Attorneys for Plaintiff

CERTIFICATE OF SERVICE

This is to certify that a true and correct copy of the above and foregoing has been served on all counsel of record in accordance with the Texas Rules of Civil Procedure on July 9, 2015.

/s/ Danny Ray Scott

DANNY RAY SCOTT

Page 7 of 7

Filed 6/8/2015 12:00:00 AM Joanna Staton, District Clerk District Court - Bell County, TX by Bonnie Sather , Deputy

CAUSE NO. 272,693-B

ANGELA BROOKS-BROWN § IN THE DISTRICT COURT § § v. § 146th JUDICIAL DISTRICT § § USAA TEXAS LLOYD’S COMPANY § BELL COUNTY, TEXAS

PLAINTIFF’S NOTICE OF NON-SUIT WITHOUT PREJUDICE

Plaintiff, Angela Brooks-Brown, files this Notice of Non-suit without Prejudice.

At this time, Plaintiff does not desire to pursue the claims in this cause against

Defendant USAA Texas Lloyd’s Company. Texas Rule of Civil Procedure 162 provides that “at

any time before the plaintiff has introduced all of its evidence…, the plaintiff may dismiss a

case, or take a non-suit, which shall be entered in the minutes. Notice of the dismissal or non-

suit shall be served…without necessity of court order.” Plaintiff hereby exercises the right to

non-suit USAA Texas Lloyd’s Company without prejudice from the claims asserted in this

specific case.

For these reasons, Plaintiff hereby nonsuits plaintiff’s claims against defendant USAA

Texas Lloyd’s Company without prejudice to the refiling of plaintiff’s claims at a later date.

6/8/2015

Page 1 of 2

FWD TO CC 6/8/15

Respectfully submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833-5400 Facsimile: (409) 833-5405

/s/ Danny Ray Scott DANNY RAY SCOTT State Bar No. 24010920 VIRGINIA IZAGUIRRE State Bar No. 24083230 SEAN M. PATTERSON State Bar No. 24073546

ATTORNEYS FOR PLAINTIFF

Page 2 of 2

7/4/2015 ProDoc® eFiling 2 - Filing Details Petition

Filing Fees Filing Information Copies -­ Service ($1.00 x 4) $4.00 Current Status: accepted Issue Citation -­ Certified Mail $4.00 Accepted Date/Time: 6/8/2015 8:18:26 AM Service -­ Constable -­ All Other $65.00 Filing Description: Petition to Appoint Appraisal Umpire Total Filing Fees: $73.00 Reference Number: Angela Brooks-­Brown Comments for Clerk:

Document Information Document(s) Filed: Lead Document: Original -­ Angela Brooks-­Brown Pet to Appoint Umpire.docx.pdf [Exhibit -­ Angela Brooks-­Brown Petition Document Description: Contains sensitive data] to Appoint Umpire.pdf Transmitted -­ Angela Brooks-­Brown Pet to Appoint Umpire.docx.pdf Angela Brooks-­Brown Petition Document Description: [Exhibit -­ Contains sensitive data] to Appoint Umpire.pdf Attachments: Angela Brooks-­Brown Cover sheet.pdf [Exhibit -­ Contains sensitive Angela Brooks-­Brown Document Description: data] Cover_sheet.pdf Transmitted -­ Angela Brooks-­Brown Cover sheet.pdf [Exhibit -­ Contains Transmitted -­ Angela Brooks-­ Document Description: sensitive data] Brown Cover_sheet.pdf

-­

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FILED FOR RECORD Carolyn L. Guidry 6/8/2015 12:00:00 AM COUNTY CLERK JEFFERSON COUNTY 0127771 CAUSE NO. ______________________ 0127771

ANGELA BROOKS-BROWN § IN THE COUNTY COURT § § v. § AT LAW NO. 1 § § USAA TEXAS LLOYD’S COMPANY § JEFFERSON COUNTY, TEXAS

PLAINTIFF’S ORIGINAL PETITION FOR APPOINTMENT OF APPRAISAL UMPIRE TO THE HONORABLE JUDGE OF SAID COURT:

NOW COMES ANGELA BROOKS-BROWN (herein after referred to as “Plaintiff”), complaining of Defendant, USAA TEXAS LLOYD’S COMPANY, (hereinafter referred to as “USAA”) and hereby respectfully show unto the Court as follows:

DISCOVERY CONTROL PLAN

1. Plaintiff intends for discovery to be conducted under Level 1 of Rule 190 of the Texas Rules of Civil Procedure.

PARTIES

2. Plaintiff, ANGELA BROOKS-BROWN, is an individual and resident of Bell County and citizen of the state of Texas.

3. Defendant, USAA TEXAS LLOYD’S COMPANY, hereinafter “USAA,” is a

domestic insurance carrier, incorporated and engaging in the business of insurance in the State of Texas, and may be served with process by serving its President, Laura M. Bishop, 9800 Fredericksburg Road, San Antonio, Texas 78288.

VENUE

4. Venue is proper in Jefferson County, Texas, because the insurance contract

Page 1 of 4

hj drafted by the defendant grants the parties the right to petition a judge of a court of record in the state where the “residence premises” is located to appoint an appraisal umpire.

FACTS

5. Plaintiff is the owner of a homeowner insurance policy, policy number 0242343 40 74 90A, issued by the Defendant (hereinafter referred to as the “Policy”).

6. Plaintiff owned the insured property that is specifically located at

(hereinafter referred to as the “Property”).

7. Defendant or its agent sold the Policy, insuring the property, to Plaintiff.

8. On or about April 4, 2014, Plaintiff’s property sustained fire damage, specifically to the fence. Plaintiff filed a claim with her insurance company, USAA for the damages to her property caused by the fire.

9. On or about May 12, 2014, Plaintiff’s property sustained windstorm and hail damage. Plaintiff’s roof sustained extensive damage during the storm including damage to the shingles, roof jack, drip edge, chimney and other structural parts of the roof. Plaintiff’s property also sustained exterior damage to the cornice and siding, dryer vent, windows, fence, garage door and a/c unit. After the storm, Plaintiff filed a claim with her insurance company, USAA, for the damages to her home caused by the storm.

10. Plaintiff submitted claims to USAA against the Policy for damage caused to the property as a result of the fire and the wind and hail. Plaintiff asked USAA to cover the cost of repairs to the Property pursuant to the Policy and any other available coverages under the Policy. USAA assigned claim number 024234074-3 to Plaintiff’s fire claim and claim number 024234074-4 to Plaintiff’s wind and hail claim.

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11. On March 5, 2015, plaintiff communicated to defendant that plaintiff disagreed with defendant’s determination of the amount of loss with respect to plaintiff’s insurance claim. Plaintiff also communicated to defendant that plaintiff wished to invoke the insurance policy’s appraisal clause.

12. The insurance policy’s appraisal clause states the following: “If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 20 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a court of record in the state where the “residence premises” is located. The appraisers will separately set the amount of the loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will set the amount of loss.”

13. The requisite period of time has expired and the appraisers have not agreed upon an umpire. Plaintiff therefore requests that this Court select an umpire in accordance with and as allowed by the policy’s provisions.

PRAYER

14. For these reasons, Plaintiff asks that this Court appoint an umpire for the insurance appraisal. Plaintiff also asks the Court to issue orders as necessary to validate any decision the umpire makes and to issue any orders necessary to conclude this matter at the appropriate time.

Page 3 of 4 Respectfully Submitted,

SCOTT LAW OFFICES 350 Pine Street, Suite 300 Beaumont, Texas 77701 Telephone: (409) 833-5400 Facsimile: (409) 833-5405

/s/Danny Ray Scott __________________________ Danny Ray Scott State Bar No. 24010920 danny@scottlawyers.com Virginia Izaguirre State Bar No. 24083230 virginia@scottlawyers.com Sean M. Patterson State Bar No. 24073546 sean@scottlawyers.com

Attorneys for Plaintiff

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Filed 7/27/2015 2:49:26 PM Joanna Staton, District Clerk District Court - Bell County, TX /s/ Lacey Martindale

CAUSE NO. 272,693-B

ANGELA BROOKS-BROWN § IN THE DISTRICT COURT § § v. § 146TH JUDICIAL DISTRICT § § USAA TEXAS LLOYD’S COMPANY § BELL COUNTY, TEXAS

ORDER ON PLAINTIFF’S PLEA IN ABATEMENT TO DEFENDANT’S MOTION FOR APPOINTMENT OF UMPIRE FOR INSURANCE APPRAISAL PROCEEDING

On July 10, 2015 came on to be heard Plaintiff’s Plea in Abatement to Defendant’s Motion for Appointment of Umpire for Insurance Appraisal Proceeding. The Court, having carefully considered the Plea in Abatement, any responses or replies of the parties, and the arguments of counsel herein, finds that it should be DENIED.

_______________________________________ JUDGE PRESIDING

7/28/2015 FWD TO CC 7/27/15