Mulloy v. Ingalls

Gantt, J. The plaintiff instituted suit in equity against the defendants to foreclose a mortgage, and his petition is — 117 — in tlie usual form in such cases. There was a default as to the defendant O. P; Ingalls; and the defendant Catherine L. Ingalls makes defense to the suit on the ground, as alleged in her answer, that at the time she signed the mortgage, “.she was so prostrated .both in her mind and body by sickness that she was thereby deprived of her reason, and could not and did not agree in mind to the execution of said mortgage;” or in other words, as it is contended, that by reason of weakness of mind caused by sickness, the defendant had not sufficient capacity to convey or to execute the instrument. The question then, presented by the record before us, is, was this defendant, •at the time she signed and acknowledged the mortgage, non compos? Lord Coke defines non compos mentis “ to be a person who was of good and sound memory, and by the visitation of God had lost it,” or “he that by sickness, grief, or other accident, wholly loseth his understanding.” Beverly's Case, 4 Coke, 123. Coke Litt., 247a. And Lord Hardwicke says that “being non compos — oí unsound mind — are certain terms in law, and import a total deprivation of sense. Now weakness does not carry this idea along with it; but courts of law understand what is meant by non compos, or insane, as they are words of a determinate signification.” Ex parte Barnsley, 3 Atk., 168. And where statutory provisions do not change this doctrine, the current of authority seems to .be uniform in sustaining the rule as above stated; and therefore in legal parlance, these terms mean in respect to the condition of the mind of a person, a total want of understanding. Deeds of all such persons are void; but mere imbecility or weakness of mind, however great, will not avoid a deed or contract unless there be evidence to show a total want of reason or understanding, because, as is said in Blanchard v. Nestle, reported in 3 Denio, 37, — 118 — “our law does not distinguish between different degrees •of intelligence. It does not deny to a man of very feeble mind the right to make contracts and manage his own affairs. In the absence of fraud, mere imbecility in the grantor, however great it may be, will not avoid his deed.” Hence, there is no grade of understanding between the highest and the lowest, which incapacitates a man from making a contract where there is no fraud, imposition or undue influence practised upon him. And I may repeat, as is so well said by Verplanck, Senator, in Stewarts Ex’rs v. Lispenard, 26 Wend., 303, “to establish any standard of intellect or information, beyond the possession of reason in its lowest degree, as in itself essential to legal capacity, would create endless uncertainty, difficulty, and litigation, would shake the security of property, and wrest from the aged and infirm that authority over their earnings or savings which is often their best security against injury and neglect. If you throw aside the old common law test of capacity, then proofs of wild speculation, or extravagant and peculiar opinions, or of forgetfulness or prejudices of old age, might be sufficient to shake the fairest conveyance, or impeach the most equitable will. The law therefore, in fixing the standard of positive legal competency, has taken alow standard of capacity; but it is a clear and definite one, therefore wise and safe. It holds, in the language of a late English Commentator, that weak minds differ from strong ones only in the extent and power of these faculties; but unless they betray a total loss of understanding, or idiocy or delusion, they cannot properly be considered unsound.” Shelford on Lunacy, 39. But it is said that under the rulings of the court, in the cases of Ridgeway v. Darwin, 8 Vesey, 66, and Ex parte Cranmer, 12 Vesey, 445, a different doctrine was laid down which now prevails. It seems that in these — 119 — cases the court assumed jurisdiction to issue a commission to inquire into the fitness of a person to govern himself and manage his affairs, who was under that imbecility of mind which is not strictly insanity, but rendered him liable to be robbed; and in the latter case the Lord Chancellor said he thought “ there ought to be an act of parliament, not from any defect -in jurisdiction, but on the immense moment, that the Lord Chancellor should not assume' an authority that does not belong to him by the ancient jurisdiction, and that may press sorely on the liberty of the subject.” But on the strength of a former case the chancellor said: “I will protect this gentleman, by granting a melius inquirendo, to see whether he is fit for the government of himself, aúd the management of his affairs.” And although this doctrine seems now to prevail, yet it does not impair the rule as above stated, for deeds or contracts in these exceptional cases, as is said in Stewart’s Ex’r v. Lispenard, “ have been held void, not because the person making them was incapable of a valid consent to any. act or contract, but because the whole transaction taken together, with all its facts,, of which the proof of mental weakness was one, showed that the consent, the very essence of the contract, was wanting to that particular act, and because of the relative character of the will .or contract itself, and of all the external circumstances in proof to the mental capacity of the party.” So, in such cases, the sound and disposing mind, of whatever degree of intelligence it may be in other respects, was wholly deprived of understanding in regard "to the special matter; or the whole transaction was the result of fraud, abuse of confidence or delusion. In Jackson v. King, 4 Cow., 217, it is said that the question of the validity of a deed, executed prior to a commission of this nature, would not be in the least affected by such commission. It must be shown that the grantor was non compos — 120 — within the legal acceptation of the term; that it was not a partial, but an entire loss of the understanding; for the common law seems not to have drawn any discriminating line by which to determine how great must be the imbecility of mind to render a contract void, or how much intellect must remain to uphold it.” Blanchard v. Nestle, 3 Denio, 41. We think that under the above rules of law, the evidence taken in the case at bar falls far short of showing a total want of understanding in the defendant at the time she executed the mortgage. B. Teed, the notary public, who is the subscribing witness, and who took the acknowledgment of the parties to the instrument, testifiés that he conversed with her at the time; asked her about her health; that lie put to her the usual formal questions in taking her acknowledgment, and that she answered in a natural manner, and just as she would when well. This evidence is not at all impaired by that of the daughter of the defendant, who thought her mother was at the time “childish,” which means simplicity, or weakness of mind. The term “childish” • certainly expresses a degree of reason or intelligence, and while this witness may have believed it was of a very low degree, others might have greatly differed from her opinion and placed it much higher; hence we see the necessity and the correctness of the rule, that there is no grade of understanding between the highest and lowest which incapacitates a person from making a contract, when no fraud is proven. In this case, neither fraud, delusion, nor undue influence was set up as ground-of defense, or attempted to be proved. Indeed, there .is not the slightest proof tending to show that any artifice, improper influence or fraud was practiced on this defendant to induce her at the time to execute the instrument. Ag&init is said, and urged as ground of defense, that the — 121 — mortgage was not signed by tlie parties in tlie presence of the subscribing witness, and that therefore he is not a good attesting witness.' This witness testifies substantially that he was called to the house of the parties to subscribe the mortgage as witness thereto, and to take their acknowledgment, and that when he went into the room the defendant had a pen and the mortgage in her hand; that he could not say positively he was present when she signed it, but thinks she was signing it when he went in, and that she handed to him the pen, and he was requested to witnes's her signature and he did so. Under these facts we have no doubt that he was a competent witness to prove the execution of the instrument by the parties. And it is not material whether it was signed by the parties in his presence or not, if he was immediately afterwards called on by them to subscribe his name as a witness to it. He was the person agreed upon by the parties to be the only witness to prove it. And the rule seems to be now well settled that it is not essential that such witness should be present at the time the parties subscribe their names to the instrument, for, if afterwards he is told by the parties that the instrument is their deed or agreement, and is by them requested to subscribe the same as a witness to it, that, in law will be sufficient, and in such case, the execution of the instrument and the subscribing by the witness will be considered'as parts of the same transaction. The decree of the court below should be affirmed. Decree affirmed. Maxwell, J., concurred. Lake, Ch. J., did not sit.